957 C St, Charleston, IL 61920 Property Records

Coles County property record for 957 C St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1916
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$42,611 (Sep 2022)
Tax Bill	$1,270 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Oct 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`02-1-06411-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-06411-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	988 sqft Base Area
1st Floor Area	988 sqft
Basement Area	247 sqft
Unfinished Basement	247 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	146 ft deep x 58.9 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	957 C ST
City	CHARLESTON
State	IL
Zip	61920-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO CLERKS SURVEY #4 LOT 28 & S 54 FT OF LOT 27 EX:S 7 FT NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	COUNTY CLERKS SURVEY NUMBER FOUR
Legal Lot Number	27-28
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1000
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	957 C ST, CHARLESTON, IL 61920-1830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NA
Oct 29, 2021	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on File
Deed Sale	Sep 8, 2022 · Amount on File
Prior Sale	Oct 29, 2021
Deed Document Number	2022803140
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	2012737584
Record Updated	Sep 20, 2026

September 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLES IL
Recording Date	Sep 8, 2022
Property Address	957 C ST, CHARLESTON, IL 61920-1830
Document Number	202200803140
Instrument Date	Aug 17, 2022
Instrument	202200803140
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6555 EXCELLENCE WAY, PLANO, TX 75023-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 FORTRESS BLVD APT 433, 433, MURFREESBORO, TN 37128-5318

Mortgage

Document Number	202200803141
Date	Sep 8, 2022
Instrument	202200803141

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

October 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COLES IL
Recording Date	Oct 29, 2021
Property Address	957 C ST, CHARLESTON, IL 61920-1830
Document Number	202100797980
Instrument Date	Oct 27, 2021
Instrument	202100797980
Transaction Type	Foreclosure
Record Updated	May 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,270.00 (+7.17%) Homeowner's exemption	$23,443 (+10.2%) Land $6,267 Building $17,176	$70,329 (+10.2%) Land $18,801 Building $51,528
2024	$1,185.00 (+27.15%)	$21,273 (+27.09%) Land $5,687 Building $15,586	$63,819 (+27.09%) Land $17,061 Building $46,758
2023		$16,739 Land $2,505 Building $14,234	$50,217 Land $7,515 Building $42,702
2020	$932.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

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