Winnebago County property record for 966 Brandy Bend Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 1996 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Mar 2026) |
| Tax Bill | $2,797 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-154-001 |
| Primary APN | 08-06-154-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Basement Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 768 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 966 BRANDY BEND RD |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | HAWKS POINTE PT NW1/4 SEC 6-45-2 LOT48 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 6 |
| Legal Lot Number | 48 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Mar 4, 2022 | Intrafamily Transfer, Transfer |
| Aug 23, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2026 · Amount on File |
| Deed Sale | Mar 11, 2026 · Amount on File |
| Prior Sale | May 11, 2007 · Amount on File |
| Deed Document Number | 20266052 |
| Prior Transfer Date | Nov 12, 2021 |
| Prior Transfer Doc | 0000006915 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 11, 2026 |
| Property Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
| Document Number | 0000006052 |
| Map Reference | PB 40 PG 95A |
| Instrument Date | Mar 4, 2026 |
| Instrument | 2606052 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
| Document Number | 0000006053 |
|---|---|
| Date | Mar 11, 2026 |
| Instrument | 2606053 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 4, 2022 |
| Property Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
| Document Number | 0000006915 |
| Map Reference | BK23 PG 148 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2206915 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 23, 2021 |
| Property Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
| Document Number | 0000029727 |
| Map Reference | PB 40 PG 95A |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2129727 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 966 BRANDY BEND RD, ROSCOE, IL 61073-7441 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,797.00 (-6.11%) Homeowner's exemption Senior Citizen's exemption | $79,448 (+9.49%) Land $17,222 Building $62,226 | $238,344 (+9.49%) Land $51,666 Building $186,678 |
| 2024 | $2,979.00 | $72,562 (+21.89%) Land $15,729 Building $56,833 | $217,686 (+21.89%) Land $47,187 Building $170,499 |
| 2022 | Homeowner's exemption | $59,529 Land $12,904 Building $46,625 | $178,587 Land $38,712 Building $139,875 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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