931 Brandy Bend Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 931 Brandy Bend Rd, Roscoe, IL 61073

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,745 sqft · built 1996
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Mar 2022)
Tax Bill$5,674 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-06-153-002

Property Details

APN / Parcel Number

Primary APN08-06-153-002
Alternative APNs
  • 806153002
  • 114 132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,745 sqft Living Area
Basement Area1,745 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area10,019 sqft (0.23 acres)
Garage Area576 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address931 BRANDY BEND RD
CityROSCOE
StateIL
Zip61073-7440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - SINGL
Legal DescriptionHAWKS POINTE PT NW1/4 SEC 6-45-2 LOT32
Legal Range2
Legal Township45
Legal Section6
Legal SubdivisionHAWKS POINTE
Legal Lot Number32
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3026
Census Tract3801

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address931 BRANDY BEND RD, ROSCOE, IL 61073-7440
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK
May 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2022 · Amount on Record
Deed SaleMar 21, 2022 · Amount on Record
Prior SaleSep 14, 2015 · Amount on Record
Deed Document Number20228783
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMar 21, 2022
Property Address931 BRANDY BEND RD, ROSCOE, IL 61073-7440
Document Number0000008783
Map ReferenceBK40 PG 95A
Instrument DateMar 17, 2022
Instrument2208783
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address930 W LOCUST ST, BELVIDERE, IL 61008-4226

Mortgage

Document Number0000008784
DateMar 21, 2022
Instrument2208784
Lender
NameASSOCIATED BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address931 BRANDY BEND RD, ROSCOE, IL 61073-7440
Document Number0001013933
Instrument DateMay 16, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address931 BRANDY BEND RD ROSCOE IL 610737440, ROSCOE, IL 61073-7440

Mortgage

Document Number0001013933
DateJun 1, 2020
Instrument1013933
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2050
Interest
Rate2.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictRockton School District 140 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,674.00$79,747 (+33.46%) Land $17,222 Building $62,525$239,241 (+33.46%) Land $51,666 Building $187,575
2022Homeowner's exemption Disabled Person's exemption Veteran's exemption$59,753 Land $12,904 Building $46,849$179,259 Land $38,712 Building $140,547

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH PARK PWD
serves 35,580 people · EPA ID IL2015500
Water SourceGroundwater
Last State InspectionDec 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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