966 Annapolis Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 966 Annapolis Rd, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,092 sqft · built 1983
Lot Size	1.18 acres (51,401 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (May 2022)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000-90034623`

Property Details

APN / Parcel Number

Primary APN	`04-000-90034623`
Alternative APNs	`4-000-90034623` `00090034623`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	51,401 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	00090034623
Street Address	966 ANNAPOLIS RD
City	GAMBRILLS
State	MD
Zip	21054-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 OR 1.182 ACRES GAMBRILLS BAYETTE PROP
Legal Subdivision	GAMBRILLS BAYETTE PROP
Legal Block	2
Legal Lot Number	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	740304

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	966 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 26, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Book / Page	38782 / 403
Prior Transfer Date	Jul 23, 2015
Prior Transfer Doc	0288760081
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 27, 2022
Property Address	966 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Document Number	0387820403
Book / Page	38782 / 403
Map Reference	LB 3441 FO 107
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	966 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031

Mortgage

Document Number	0038782411
Date	May 27, 2022
Instrument	38782/411

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 26, 2019
Property Address	966 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Document Number	0336270316
Book / Page	033627 / 000316
Instrument Date	Sep 5, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	966 ANNAPOLIS RD GAMBRILLS MD 210541031, GAMBRILLS, MD 21054-1031

Mortgage

Document Number	336270324
Date	Sep 26, 2019
Book Page	033627/000324

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,133 (+1.3%)	$409,400 (+3.91%) Land $259,800 Building $149,600
2025	$4,815.00 (+6.34%)	$394,000 (+15.43%) Land $256,800 Building $137,200	$394,000 (-) Land $256,800 Building $137,200
2024	$4,528.00 (+21.49%)
2023	$3,727.00	$341,333	$394,000 Land $256,800 Building $137,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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