964 Annapolis Rd, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 964 Annapolis Rd, Gambrills, MD 21054

Property Summary

Property Type	Exempt (Full or Partial)
Details	6.5 ba · 5,728 sqft · built 1979
Lot Size	1.83 acres (80,150 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Mar 2024)
Tax Bill	$453 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-000-04814600`

Property Details

APN / Parcel Number

Primary APN	`04-000-04814600`
Alternative APNs	`4-000-04814600` `00004814600`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,728 sqft Gross Area
1st Floor Area	4,328 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	80,150 sqft
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	8 Parking Spaces
Pool Area	612 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00004814600
Street Address	964 ANNAPOLIS RD
City	GAMBRILLS
State	MD
Zip	21054-1031
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LT 1 BOYETTE PROPERTY
Legal Subdivision	BOYETTE PROPERTY
Legal Block	2
Legal Lot Number	1
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	740304

Owner

964 Annapolis Rd is owned by two individuals who bought it in March 2024.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	964 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2022	Deed, Transfer · VA Mortgage NFM INC
Mar 26, 2024	Re-recorded Document ADMIRAL TITLE LLC, ADMIRAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Book / Page	40319 / 109
Prior Transfer Date	Sep 28, 2022
Prior Transfer Doc	0403190109
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	964 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0419550477
Date	Dec 31, 2025
Book Page	41955/477

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 12, 2022
Property Address	964 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Document Number	0391900113
Book / Page	39190 / 113
Map Reference	LB 3441 FO 107
Instrument Date	Sep 28, 2022
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	ADMIRAL TITLE LLC, ADMIRAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	964 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031

Mortgage

Document Number	0039190123
Date	Oct 12, 2022
Instrument	39190/123

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

March 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 26, 2024
Property Address	964 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031
Document Number	0403190109
Book / Page	40319 / 109
Map Reference	LB 3441 FO 107
Instrument Date	Sep 28, 2022
Record Updated	Apr 8, 2024
Title Company	ADMIRAL TITLE LLC, ADMIRAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	964 ANNAPOLIS RD, GAMBRILLS, MD 21054-1031

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$838,300 (+2.09%)	$872,700 (+6.28%) Land $266,400 Building $606,300
2025		$821,100 Land $263,400 Building $557,700	$821,100 Land $263,400 Building $557,700
2024	$453.00
2023	Disabled Person's exemption Veteran's exemption	$731,900	$821,100 Land $263,400 Building $557,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 964 Annapolis Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 964 Annapolis Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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