965 55th St, Oakland (Emeryville), CA 94608 Property Records

Alameda County property record for 965 55th St, Oakland, CA 94608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,391 sqft · built 1910
Lot Size	0.085 acres (3,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (May 2015)
Tax Bill	$13,817 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-1187-47`

Property Details

APN / Parcel Number

Primary APN	`13-1187-47`
Alternative APN	`013-1187-047-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,391 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1977
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)

Location & Zoning

Street Address	965 55TH ST
City	EMERYVILLE
State	CA
Zip	94608-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00047 BLK: AR: 0013 PAGE: 1187
Legal Subdivision	J E MCELRATH
Legal Block	C
Legal Lot Number	5
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2000
Census Tract	400900

Owner

Source: Alameda County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	965 55TH ST, EMERYVILLE, CA 94608-3103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Construction Mortgage KINECTA FCU
Mar 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage PATELCO FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on Record
Deed Sale	May 27, 2015 · Amount on Record
Deed Document Number	2015138767
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	965 55TH ST, OAKLAND, CA 94608-3103
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 55TH ST, OAKLAND, CA 94608-3103

Mortgage

Document Number	0000176254
Date	Oct 25, 2022
Instrument	2022176254

Lender

Name	KINECTA FCU
Type	Credit Union
Address	MANHATTAN BEACH, CA 90266

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	965 55TH ST, OAKLAND, CA 94608-3103
Document Number	0000060347
Instrument Date	Mar 2, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	965 55TH ST OAKLAND CA 946083103, OAKLAND, CA 94608-3103

Mortgage

Document Number	0000060347
Date	Mar 13, 2017
Instrument	60347

Lender

Name	PATELCO FCU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$937,456 (+1.24%) Land $191,231 Building $753,225
2025	$13,817.00 (+38.84%) Homeowner's exemption	$925,940 (+54.15%) Land $187,482 Building $738,458
2023	$9,952.00 Homeowner's exemption	$600,677 Land $180,203 Building $420,474	$1,805,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,068 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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