9611 Oak Grove Dr, Descanso, CA 91916 Property Records

San Diego County property record for 9611 Oak Grove Dr, Descanso, CA 91916

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,912 sqft · built 1994
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (May 2019)
Tax Bill	$2,734 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`405-222-13-00`

Property Details

APN / Parcel Number

Primary APN	`405-222-13-00`
Alternative APN	`4052220500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,912 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	4052220500
Street Address	9611 OAK GROVE DR
City	DESCANSO
State	CA
Zip	91916-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	SEC 13-15-3E SEQ DOC92-052081 IN
Legal Range	03E
Legal Township	15
Legal Section	13
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	LAGUNA-PINE VALLEY
Census Block Group	1
Census Block	1018
Census Tract	21202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	9611 OAK GROVE DR, DESCANSO, CA 91916-9809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2018	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU
Oct 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC
May 24, 2019	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Mar 13, 2018	Loan Modification, Mortgage · Line of Credit SAN DIEGO CNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on Record
Deed Sale	May 24, 2019 · Amount on Record
Deed Document Number	2019199647
Last Transfer Date	Oct 17, 2024
Transfer Doc	0000287680
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9611 OAK GROVE DR, DESCANSO, CA 91916-9809
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107127
Date	Mar 19, 2018
Instrument	2018-0107127

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2023
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	5-Year CMT
Max Rate	8.12%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2020
Property Address	9611 OAK GROVE DR, DESCANSO, CA 91916-9809
Document Number	0000661476
Instrument Date	Oct 21, 2020
Instrument	2020-0661476
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	9611 OAK GROVE DR, DESCANSO, CA 91916-9809

Mortgage

Document Number	0000661477
Date	Oct 27, 2020
Instrument	2020-0661477

Lender

Name	AXIA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 24, 2019
Property Address	9611 OAK GROVE DR, DESCANSO, CA 91916-9809
Document Number	0000199647
Instrument Date	Apr 25, 2019
Instrument	199647
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9611 OAK GROVE DR DESCANSO CA 91916, DESCANSO, CA 91916

Mortgage

Document Number	199648
Date	May 24, 2019
Instrument	199648

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	9611 OAK GROVE DR, DESCANSO, CA 91916-9809
Document Number	0000107129
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	0000107129
Date	Mar 19, 2018
Instrument	107129

Lender

Name	SAN DIEGO CNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196-1209

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Mountain Empire Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$257,814 (+2%) Land $100,555 Building $157,259
2025	$2,734.00 (+4.19%) Homeowner's exemption	$252,760 (+4.04%) Land $98,584 Building $154,176
2023	$2,624.00 (-1.39%) Homeowner's exemption	$242,946 Land $94,756 Building $148,190
2022	$2,661.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99.5% of the US · above 96% of California
Wildfire Likelihood	6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESCANSO COMMUNITY WATER DISTRICT serves 870 people · EPA ID CA3710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Uranium not recorded as resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	75 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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