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9654 Ethan Ridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 9654 Ethan Ridge Dr, Frederick, MD 21704

Property Summary

Property TypeTownhouse
Details3 ba · 2,988 sqft · built 2009
Lot Size0.052 acres (2,300 sqft)
Owner2 Individual Names on File
Last Sale$389,800 (Dec 2013)
Tax Bill$6,264 (2023)
Deeds & MortgagesJun 2021 Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN07-250479

Property Details

APN / Parcel Number

Primary APN07-250479
Alternative APN
  • 250479

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,988 sqft Total Area

Exterior

Year BuiltBuilt 2009
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,300 sqft (0.052 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number250479
Street Address9654 ETHAN RIDGE DR
CityFREDERICK
StateMD
Zip21704-7389
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 18066 2,300 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA URBANA PUD
Legal Lot Number18066 2
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1033
Census Tract752205

Owner

Source: Frederick County records · APN 07-250479

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9229 SHAFERS MILL DR, FREDERICK, MD 21704-7330
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · VA Mortgage
PENTAGON FCU
Aug 14, 2017Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 20, 2013 · Amount on Record
Deed SaleDec 20, 2013 · Amount on Record
Prior SaleSep 28, 2009 · Amount on Record
Deed Document Number0009894158
Deed Book / Page9894 / 0158
Record UpdatedJun 07, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9654 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9654 ETHAN RIDGE DR, FREDERICK, MD 21704-7389

Mortgage

Document Number0149900202
DateJun 14, 2021
Book Page14990/202
Lender
NamePENTAGON FCU
TypeCredit Union
AddressMC LEAN, VA 22102
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term357 Months
DueMar 01, 2051

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateAug 14, 2017
Property Address9654 ETHAN RIDGE DR, FREDERICK, MD 21704-7389
Document Number0119760151
Book / Page011976 / 000151
Instrument DateJul 14, 2017
Transaction TypeTransfer
Record UpdatedDec 07, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$380.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4062 FINSBURY LN FREDERICK MD 217047402, FREDERICK, MD 21704-7402
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$6,264.00$442,133$476,000 Land $135,000 Building $341,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Based on FCC filings for 523 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0100030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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