96543 Granite Trl, Yulee, FL 32097 Property Records

Nassau County property record for 96543 Granite Trl, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 2020
Lot Size	0.199 acres (8,700 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2020)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Jun 2023 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-3N-28-0305-0068-0000`

Property Details

APN / Parcel Number

Primary APN	`50-3N-28-0305-0068-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,876 sqft Heated Area
Gross Area	2,645 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,700 sqft (0.199 acres)
Porch	Open Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96543 GRANITE TRL
City	YULEE
State	FL
Zip	32097-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 68 BLACKROCK PARK PHASE 2 PBK 2243/170
Legal Range	28E
Legal Township	03N
Legal Section	50
Legal Subdivision	BLACKROCK PARK PHASE 2
Legal Phase	2
Legal Lot Number	68
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	4
Census Block	4007
Census Tract	50306

Owner

96543 Granite Trl is owned and occupied by an individual who bought it in September 2020.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	96543 GRANITE TRL, YULEE, FL 32097-3647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · FHA Mortgage LADERA LENDING INC
May 19, 2022	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Sep 23, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2020 · Amount on File
Deed Sale	Sep 23, 2020 · Amount on File
Deed Document Number	202045030303
Deed Book / Page	2394 / 1247
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96543 GRANITE TRL, YULEE, FL 32097-3647
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96543 GRANITE TRL, YULEE, FL 32097-3647

Mortgage

Document Number	0026441779
Date	Jun 1, 2023
Book Page	2644/1779
Instrument	202345016544

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	96543 GRANITE TRL, YULEE, FL 32097-3647
Transaction Type	Mortgage
Record Updated	Jun 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96543 GRANITE TRL, YULEE, FL 32097-3647

Mortgage

Document Number	0025640326
Date	May 19, 2022
Book Page	2564/326
Instrument	202245018134

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Apr 1, 2062

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 23, 2020
Property Address	96543 GRANITE TRL, YULEE, FL 32097-3647
Document Number	0023941247
Book / Page	2394 / 1247
Map Reference	MB 2243 PG 170-172
Instrument Date	Sep 16, 2020
Instrument	202045030303
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5875 MINING TER STE 206, 5875, JACKSONVILLE, FL 32257-3225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96543 GRANITE TRL, YULEE, FL 32097-3647

Mortgage

Document Number	0023941249
Date	Sep 23, 2020
Instrument	2394/1249

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 96543 Granite Trl was $3,402 with a homeowner's exemption, up 1.4% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,402.00 (+1.4%) Homeowner's exemption	$261,963 (+2.9%)	$346,706 (+3.6%) Land $75,000 Building $271,706
2024	$3,355.00 (+1.42%) Homeowner's exemption	$254,580 (+3%)	$334,656 (+17.05%) Land $75,000 Building $259,656
2023	$3,308.00 (+10.45%) Homeowner's exemption	$247,165 (+3%)	$285,914 (+9.1%) Land $60,000 Building $225,914
2022	$2,995.00 Homeowner's exemption	$239,966	$262,064 Land $60,000 Building $202,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96543 Granite Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96543 Granite Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000

May also be available: AT&T, Hotwire Communications, T-Mobile, Xfinity.

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