9646 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 9646 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,378 sqft · built 2006
Lot Size	0.242 acres (10,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Mar 2026)
Tax Bill	$3,240 (2024)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1017-000-28700`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1017-000-28700`
Alternative APNs	`252211101700028700` `3827480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,378 sqft Living Area
Gross Area	2,819 sqft
1st Floor Area	2,378 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,521 sqft (0.242 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	689 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3827480
Street Address	9646 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7966
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE 2D PB 52 PG 21-23 LOT 287 ORB 3165 PG 1912
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE 2D
Legal Tract	1017
Legal Lot Number	287
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2087
Census Tract	31207

Owner

Source: Lake County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9646 SPRING LAKE DR, CLERMONT, FL 34711-7966
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	May 19, 2006 · Amount on Record
Deed Document Number	202631649
Deed Book / Page	6700 / 1159
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 16, 2026
Property Address	9646 SPRING LAKE DR, CLERMONT, FL 34711-7966
Document Number	0067001159
Book / Page	6700 / 1159
Map Reference	MB 52 PG 21-23
Instrument Date	Mar 9, 2026
Instrument	2026031649
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9254 WINNETKA AVE APT 339, 339, CHATSWORTH, CA 91311-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9646 SPRING LAKE DR, CLERMONT, FL 34711-7966

Mortgage

Document Number	0067001161
Date	Mar 16, 2026
Instrument	6700/1161

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,190 (+2.9%)	$407,273 (-0.03%) Land $102,300 Building $304,973
2025		$233,430 (+5.98%) Land $102,300 Building $131,130	$407,406 (-4.61%) Land $102,300 Building $305,106
2024	$3,240.00 (+8.51%)
2023	$2,986.00 (+8.19%) Homeowner's exemption Additional exemption filed	$220,260 (+3%)	$427,105 (+34.73%) Land $102,300 Building $324,805
2022	$2,760.00 Homeowner's exemption Additional exemption filed	$213,850	$317,000 Land $62,000 Building $255,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T.

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