Howard County property record for 9653 Overton Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,896 sqft · built 2000 |
| Lot Size | 0.161 acres (7,027 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $596,000 (Jan 2023) |
| Tax Bill | $7,953 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-555470 |
| Primary APN | 06-555470 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Total Area |
| Basement Area | 799 sqft |
| Finished Basement | 799 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,027 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 72 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 555470 |
|---|---|
| Street Address | 9653 OVERTON DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-1482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 314 7,027 SQ 9653 OVERTON DR KINGSWOODS SEC 4 |
| Legal Subdivision | KINGSWOODS SEC 04 |
| Legal Lot Number | 314 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 606904 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9653 OVERTON DR, LAUREL, MD 20723-1482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 23, 2017 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on Record |
| Deed Sale | Jan 13, 2023 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Book / Page | 21854 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 13, 2023 |
| Property Address | 9653 OVERTON DR, LAUREL, MD 20723-1482 |
| Document Number | 0218540242 |
| Book / Page | 21854 / 242 |
| Map Reference | PL 12620-12622 |
| Instrument Date | Dec 19, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | ABODE SETTLEMENT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9653 OVERTON DR, LAUREL, MD 20723-1482 |
| Document Number | 0021854249 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 21854/249 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.1% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9653 OVERTON DR, LAUREL, MD 20723-1482 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0203860466 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 20386/466 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jan 23, 2017 |
| Property Address | 9653 OVERTON DR, LAUREL, MD 20723-1482 |
| Document Number | 0174000299 |
| Book / Page | 017400 / 000299 |
| Instrument Date | Dec 29, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2017 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9653 OVERTON DR LAUREL MD 207231482, LAUREL, MD 20723-1482 |
| Document Number | 174000305 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 017400/000305 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2047 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,953.00 (+1.12%) Homeowner's exemption | $550,367 (+5.17%) | $604,500 (+15.52%) Land $259,100 Building $345,400 |
| 2025 | $7,865.00 (+66.28%) Homeowner's exemption | $523,300 (+15.14%) Land $219,100 Building $304,200 | $523,300 (-) Land $219,100 Building $304,200 |
| 2023 | $454,500 | $523,300 Land $219,100 Building $304,200 | |
| 2022 | $4,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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