9645 Overton Dr, Laurel, MD 20723 Property Records

Howard County property record for 9645 Overton Dr, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,847 sqft · built 1999
Lot Size	0.187 acres (8,150 sqft)
Owner	2 Individual Names on File
Last Sale	$396,500 (May 2012)
Tax Bill	$7,458 (2026)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-555497`

Property Details

APN / Parcel Number

Primary APN	`06-555497`
Alternative APNs	`6555497` `555497`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,847 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,150 sqft (0.187 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	555497
Street Address	9645 OVERTON DR
City	LAUREL
State	MD
Zip	20723-1482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 316 8,150 SQ 9645 OVERTON DR KINGSWOODS SEC 4
Legal Subdivision	KINGS WOODS SEC 04
Legal Lot Number	316
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1001
Census Tract	606904

Owner

9645 Overton Dr is owned and occupied by two individuals who acquired it in January 2021.

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9645 OVERTON DR, LAUREL, MD 20723-1482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2012 · Amount on File
Deed Sale	May 23, 2012 · Amount on File
Prior Sale	May 20, 1999 · Amount on File
Deed Book / Page	14029 / 29
Last Transfer Date	Jan 20, 2021
Transfer Doc	0201640189
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Jan 28, 2021
Property Address	9645 OVERTON DR, LAUREL, MD 20723-1482
Document Number	0201640189
Book / Page	20164 / 189
Map Reference	PL MDR 12620-12622
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9645 OVERTON DR, LAUREL, MD 20723-1482

Mortgage

Document Number	20164193
Date	Jan 28, 2021
Instrument	20164/193

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

The 2026 property tax bill for 9645 Overton Dr was $7,458 with a homeowner's exemption, up 2.6% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,458.00 (+2.57%) Homeowner's exemption	$496,933 (+4.49%)	$539,600 (+13.46%) Land $264,100 Building $275,500
2025	$7,271.00 (+4.62%) Homeowner's exemption	$475,600 Land $224,100 Building $251,500	$475,600 Land $224,100 Building $251,500
2024	$6,950.00
2023		$426,533	$475,600 Land $224,100 Building $251,500
2022	$4,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9645 Overton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9645 Overton Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20