Santa Barbara County property record for 965 W Mountain Dr, Santa Barbara, CA 93103
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,296 sqft · built 2004 |
| Lot Size | 10.3 acres (449,104 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,821 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 021-050-026 |
| Primary APN | 021-050-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,296 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 449,104 sqft |
| Street Address | 965 W MOUNTAIN DR |
|---|---|
| City | SANTA BARBARA |
| State | CA |
| Zip | 93103-1670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | SB CITY MAP 8 |
| Legal Lot Number | B |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SANTA BARBARA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700 |
Source: Santa Barbara County records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 965 W MOUNTAIN DR, SANTA BARBARA, CA 93103-1670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 965 W MOUNTAIN DR, SANTA BARBARA, CA 93103-1670 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 965 W MOUNTAIN DR, SANTA BARBARA, CA 93103-1670 |
| Document Number | 0000032210 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-0032210 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Municipality | Santa Barbara City |
| Unified School District | Santa Barbara Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,262 (+2.05%) Land $333,637 Building $496,625 | |
| 2025 | $8,821.00 (+6.37%) Homeowner's exemption | $813,582 (+6.72%) Land $326,936 Building $486,646 |
| 2023 | $8,293.00 (+1.84%) Homeowner's exemption Additional exemption filed | $762,385 Land $306,400 Building $455,985 |
| 2022 | $8,143.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1978–2023) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
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