965 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 965 W 23rd St, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,459 sqft · built 1968
Lot Size	0.114 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2019)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage May 2019 Transfer
Flood Zone	Zone AO (high risk)
APN	`030-161-011-000`

Property Details

APN / Parcel Number

Primary APN	`030-161-011-000`
Alternative APN	`030161011`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	1,739 sqft
1st Floor Area	1,459 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	5,000 sqft (0.114 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	030161011
Street Address	965 W 23RD ST
City	MERCED
State	CA
Zip	95340-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED S100FT LOT 17&18 BLK 56
Legal Subdivision	MERCED
Legal Block	56
Legal Lot Number	17,18 18
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2002
Census Tract	1301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	965 W 23RD ST, MERCED, CA 95340-3514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2019	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC
May 14, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2019 · Amount on Record
Deed Sale	Dec 17, 2019 · Amount on Record
Prior Sale	Sep 2, 2014
Deed Document Number	2019042307
Record Updated	Jun 7, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Dec 17, 2019
Property Address	965 W 23RD ST, MERCED, CA 95340-3514
Document Number	0000042307
Map Reference	MB 2 PG 12
Instrument Date	Dec 3, 2019
Instrument	2019042307
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 W 23RD ST, MERCED, CA 95340-3514

Mortgage

Document Number	0000042308
Date	Dec 17, 2019
Instrument	2019042308

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	0000042310
Date	Dec 17, 2019
Instrument	2019042310

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	May 14, 2019
Property Address	965 W 23RD ST, MERCED, CA 95340-3514
Document Number	0000013749
Instrument Date	May 9, 2019
Instrument	13749
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 I ST LOS BANOS CA 936354115, LOS BANOS, CA 93635-4115

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,436.00 (+7.22%)	$218,725 (+4.04%) Land $65,616 Building $153,109
2023	$2,272.00 (+1.38%)	$210,233 Land $63,069 Building $147,164
2022	$2,241.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 130 policies
Nearby Flood Policies	130 in force
Nearby Flood Claims	8 (1995–2023)
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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