946 W 23rd St, Merced, CA 95340 Property Records

Merced County property record for 946 W 23rd St, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 931 sqft · built 1940
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on Record
Last Sale$291,000 (Apr 2022)
Tax Bill$3,434 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN030-162-004-000

Property Details

APN / Parcel Number

Primary APN030-162-004-000
Alternative APN
  • 030162004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area931 sqft Living Area
1st Floor Area931 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1985
Architectural StyleOther
Construction TypeTilt-Up Concrete
Lot Area7,500 sqft (0.172 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area39 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number030162004
Street Address946 W 23RD ST
CityMERCED
StateCA
Zip95340-3515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMERCED LOT 11&12 BLK 70
Legal SubdivisionSUPPLEMENTAL MAP TOWN MERCED
Legal Block70
Legal Lot Number11,12 12
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2027
Census Tract1301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address946 W 23RD ST, MERCED, CA 95340-3515
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2022 · Amount on Record
Deed SaleApr 6, 2022 · Amount on Record
Prior SaleDec 10, 2015 · Amount on Record
Deed Document Number2022013767
Record UpdatedJun 8, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateApr 6, 2022
Property Address946 W 23RD ST, MERCED, CA 95340-3515
Document Number0000013767
Map ReferenceVOL 2 PG 12
Instrument DateMar 15, 2022
Instrument2022013767
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyTRANSCOUNTY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 W 23RD ST, MERCED, CA 95340-3515

Mortgage

Document Number0000013768
DateApr 6, 2022
Instrument2022013768
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,434.00 (+7.25%)$308,810 (+4.04%) Land $79,590 Building $229,220
2023$3,202.00 (+93.71%)$296,820 Land $76,500 Building $220,320
2022$1,653.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 130 policies
Nearby Flood Policies130 in force
Nearby Flood Claims8 (1995–2023)
Most Recent ClaimJul 2023 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

Nearby Properties on W 23rd St

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