965 Shimmering Sand Dr, Ocoee, FL 34761 Property Records

Orange County property record for 965 Shimmering Sand Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1997
Square Footage2,052 sqft Living Area
Lot Size11,071 sqft (0.254 acres)
GarageAttached, 400 sqft
Last Sale$220,000 (2014)
Tax Bill$2,738.00 (2025)

Property Details

APN / Parcel Number

Primary APN09-22-28-7346-03-050
Alternative APNs
  • 282209734603050
  • 230895
  • 235732
  • 240304

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,052 sqft Living Area
Gross Area2,676 sqft Gross Area
1st Floor2,052 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area11,071 sqft (0.254 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address965 SHIMMERING SAND DR
CityOCOEE
StateFL
Zip34761-9134
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionREFLECTIONS UNIT 3 36/1 LOT 305
Legal Range28E
Legal Township22S
Legal Section09
Legal SubdivisionREFLECTIONS UT 3
Legal Tract7346
Legal Block3
Legal Lot Number305
Legal Unit3
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup3
Census Block3008
Census Tract15003

Owner

Source: Orange County records · APN 09-22-28-7346-03-050

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address34249 SAHALEE LOOP, DADE CITY, FL 33525-6237
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Aug 09, 2019Loan Modification, Mortgage · Conventional Mortgage
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2014 · Amount on Record
Deed SaleJul 28, 2014 · Amount on Record
Prior SaleMay 08, 2002 · Amount on Record
Deed Doc Number2014376768
Deed Book / Page10780 / 8686
Last Transfer DateJul 05, 2024
Transfer Doc0000420741
Record RefreshedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address965 SHIMMERING SAND DR, OCOEE, FL 34761-9134
Transaction TypeMortgage
Record UpdatedOct 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20210565391
DateSep 16, 2021
Instrument20210565391
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address965 SHIMMERING SAND DR, OCOEE, FL 34761-9134
Document Number0000363168
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address965 SHIMMERING SAND DR OCOEE FL 347619134, OCOEE, FL 34761-9134

Mortgage

Document Number0000363168
DateJul 06, 2020
Instrument363168
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 05, 2050

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address965 SHIMMERING SAND DR, OCOEE, FL 34761-9134
Document Number0000534972
Instrument DateAug 09, 2019
Transaction TypeMortgage
Record UpdatedMay 07, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address965 SHIMMERING SAND DR OCOEE FL 347619134, OCOEE, FL 34761-9134

Mortgage

Document Number0000534972
DateAug 28, 2019
Instrument534972
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 27, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$173,302 (+2.7%)$385,420 (-1.33%) Land $85,000 Building $300,420
2025$2,738.00 (+6.7%) Homeowner's exemption$168,746 (+5.99%)$390,620 (+10.18%) Land $85,000 Building $305,620
2024$2,566.00 (+3.55%)
2023$2,478.00 (+3.68%) Homeowner's exemption$159,214 (+3%)$354,516 (+13.75%) Land $85,000 Building $269,516
2022$2,390.00 Homeowner's exemption$154,577$311,650 Land $85,000 Building $226,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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