965 Sheffield Dr, Vista, CA 92081 Property Records

San Diego County property record for 965 Sheffield Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 999 sqft · built 1985
Lot Size	0.88 acres (3,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Jan 2018)
Tax Bill	$6,934 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-441-18-00`

Property Details

APN / Parcel Number

Primary APN	`217-441-18-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,820 sqft (0.88 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 SHEFFIELD DR
City	VISTA
State	CA
Zip	92081-8915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 156 TR 010947
Legal Subdivision	VISTA 83-3 PH IL
Legal Tract	010947
Legal Block	1
Legal Lot Number	156
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19905

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	965 SHEFFIELD DR, VISTA, CA 92081-8915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jan 9, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jun 29, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BAY EQUITY
Jun 30, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY
Jan 29, 2018	Grant Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Jan 31, 2014 · Amount on Record
Deed Document Number	201835454
Prior Transfer Date	Jun 23, 2017
Prior Transfer Doc	0000297474
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	965 SHEFFIELD DR, VISTA, CA 92081-8915
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 SHEFFIELD DR, VISTA, CA 92081-8915

Mortgage

Document Number	0000268346
Date	Apr 7, 2021
Instrument	2021-0268346

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	965 SHEFFIELD DR, VISTA, CA 92081-8915
Document Number	0000018718
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	965 SHEFFIELD DR VISTA CA 920818915, VISTA, CA 92081-8915

Mortgage

Document Number	0000018718
Date	Jan 14, 2020
Instrument	18718

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	965 SHEFFIELD DR, VISTA, CA 92081-8915
Document Number	0000296456
Instrument Date	Jun 23, 2017
Instrument	296456
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1350 SAN PABLO DR SAN MARCOS CA 920784819, SAN MARCOS, CA 92078-4819

Mortgage

Document Number	296457
Date	Jun 29, 2017
Instrument	296457

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2017
Property Address	965 SHEFFIELD DR, VISTA, CA 92081-8915
Document Number	0000297474
Instrument Date	Jun 23, 2017
Instrument	297474
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1350 SAN PABLO DR SAN MARCOS CA 920784819, SAN MARCOS, CA 92078-4819

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2018
Property Address	965 SHEFFIELD DR, VISTA, CA 92081-8915
Document Number	0000035454
Instrument Date	Sep 30, 2015
Instrument	35454
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	965 SHEFFIELD DR VISTA CA 920818915, VISTA, CA 92081-8915

Mortgage

Document Number	35455
Date	Jan 29, 2018
Instrument	35455

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$568,680 (+2%) Land $348,173 Building $220,507
2025	$6,934.00 (+7.79%) Homeowner's exemption	$557,531 (+4.04%) Land $341,347 Building $216,184
2023	$6,433.00 (+0.25%) Homeowner's exemption	$535,884 Land $328,093 Building $207,791
2022	$6,417.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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