965 S Heritage Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 965 S Heritage Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2005
Lot Size	0.078 acres (3,390 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Jul 2026)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`309-25-395`

Property Details

APN / Parcel Number

Primary APN	`309-25-395`
Alternative APN	`309253958`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	1,214 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,390 sqft (0.078 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	965 S HERITAGE DR
City	GILBERT
State	AZ
Zip	85296-8388
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LINDSAY AND WARNER MCR 610-17
Legal Range	6E
Legal Township	1S
Legal Section	20
Legal Subdivision	LINDSAY AND WARNER
Legal Lot Number	139
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814500

Owner

Source: Maricopa County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4361 N PARKWAY AVE, 51, SCOTTSDALE, AZ 85251-4019
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2025	Intrafamily Transfer, Transfer
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	May 16, 2022 · Amount on Record
Deed Document Number	2026447900
Prior Transfer Date	Sep 21, 2005
Prior Transfer Doc	0000618954
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 29, 2026
Property Address	965 S HERITAGE DR, GILBERT, AZ 85296-8388
Document Number	0000447900
Instrument Date	Jul 28, 2026
Instrument	2026447900
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000447901,
Date	Jul 29, 2026
Instrument	2026447901

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 5, 2025
Property Address	965 S HERITAGE DR, GILBERT, AZ 85296-8388
Document Number	0000642540
Map Reference	MB 610 PG 17
Instrument Date	Nov 4, 2025
Instrument	20250642540
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 16, 2022
Property Address	965 S HERITAGE DR, GILBERT, AZ 85296-8388
Document Number	0000424286
Map Reference	MB 610 PG 17
Instrument Date	May 6, 2022
Instrument	20220424286
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3735 BRENNAN AVE, NORFOLK, VA 23502-4300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	965 S HERITAGE DR, GILBERT, AZ 85296-8388

Mortgage

Document Number	0000424287
Date	May 16, 2022
Instrument	20220424287

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	965 S HERITAGE DR, GILBERT, AZ 85296-8388
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 S HERITAGE DR, GILBERT, AZ 85296-8388

Mortgage

Document Number	0000002104
Date	Jan 4, 2021
Instrument	20210002104

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,500 (+118.21%)	$335,000 (+4.52%) Land $67,000 Building $268,000
2025	$1,154.00 (+3.13%)	$15,352 (-55.28%)	$320,500 (-6.64%) Land $64,100 Building $256,400
2024		$34,330	$343,300 Land $68,600 Building $274,700
2023	$1,119.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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