654 S Heritage Dr, Gilbert, AZ 85296 Property Records

Maricopa County property record for 654 S Heritage Dr, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,616 sqft · built 1999
Lot Size	0.132 acres (5,759 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (May 2023)
Tax Bill	$1,933 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Nov 2018 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`309-18-226`

Property Details

APN / Parcel Number

Primary APN	`309-18-226`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,616 sqft Living Area
1st Floor Area	1,136 sqft
2nd Floor Area	1,480 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,759 sqft (0.132 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	654 S HERITAGE DR
City	GILBERT
State	AZ
Zip	85296-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MIRADOR ESTATES AMD MCR 459-21
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	MIRADOR ESTATES AMENDED
Legal Lot Number	225
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1026
Census Tract	422511

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Sep 28, 2020	Warranty Deed, Transfer CHICAGO TITLE AGENCY
Sep 28, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Sep 28, 2020
Deed Document Number	20230282676
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2023
Property Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427
Document Number	0000282676
Map Reference	MB 459 PG 21
Instrument Date	May 24, 2023
Instrument	20230282676
Transaction Type	Transfer
Record Updated	Jun 8, 2023
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7525 E 6TH AVE, SCOTTSDALE, AZ 85251-3520

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427

Mortgage

Document Number	0000282677
Date	May 31, 2023
Instrument	20230282677

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427

Mortgage

Document Number	0000828983
Date	Nov 7, 2018
Instrument	20180828983

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2020
Property Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427
Document Number	0000918033
Map Reference	MB 459 PG 21
Instrument Date	Sep 25, 2020
Instrument	20200918033
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 S HERITAGE DR, 654, GILBERT, AZ 85296-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 28, 2020
Property Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427
Document Number	0000918034
Instrument Date	Sep 17, 2020
Instrument	918034
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11680 E SAHUARO DR #1029 SCOTTSDALE AZ 852594170, 1029, SCOTTSDALE, AZ 85259-4170

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	654 S HERITAGE DR, GILBERT, AZ 85296-2427
Document Number	0000269649
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	654 S HERITAGE DR GILBERT AZ 852962427, GILBERT, AZ 85296-2427

Mortgage

Document Number	0000269649
Date	Mar 30, 2020
Instrument	269649

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 29, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,400 (+1.11%)	$484,000 (+1.11%) Land $96,800 Building $387,200
2025	$1,933.00 (+3.26%)
2024		$47,870	$478,700 Land $95,700 Building $383,000
2023	$1,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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