965 S 42nd St, Duncan, OK 73533 Property Records

Stephens County property record for 965 S 42nd St, Duncan, OK 73533

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,856 sqft · built 1970
Lot Size1.8 acres (78,408 sqft)
OwnerIndividual Name on Record
Last Sale$378,500 (Mar 2023)
Tax Bill$867 (2025)
Deeds & MortgagesOct 2007 Mortgage
Dec 2009 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24854

Property Details

APN / Parcel Number

Primary APN24854
Alternative APN
  • 1999-02-01S-08W-4-005-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,856 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area78,408 sqft (1.8 acres)
Garage TypeMixed
Garage Area576 sqft

Exterior Amenities

PorchSlab
Porch Area190 sqft
Deck Area288 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number24854
Street Address965 S 42ND ST
CityDUNCAN
StateOK
Zip73533-6673
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2-1S-8 ADD S236 E1/2 E1/2 SESE
Legal Range08W
Legal Township01S
Legal Section02
Legal Block1S
Legal Lot Number8W
JurisdictionSTEPHENS OK
Township / Civil DivisionDUNCAN
Census Block Group2
Census Block2003
Census Tract102

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 386, DUNCAN, OK 73534-0386
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2007Deed of Trust, Mortgage · Conventional Mortgage
ARVEST MORTGAGE CO
Dec 22, 2009Deed of Trust, Mortgage · Conventional Mortgage
ARVEST MORTGAGE CO
Jun 20, 2005Personal Representative Deed, Transfer · Conventional Mortgage
BANCFIRST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2023 · Amount on Record
Deed SaleMar 27, 2023 · Amount on Record
Deed Document Number20232922
Deed Book / Page6317 / 274
Record UpdatedOct 29, 2026

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS OK
Property Address965 S 42ND ST, DUNCAN, OK 73533-6673
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003607/018
DateOct 30, 2007
Book Page3607/018
Instrument77-5328
Lender
NameARVEST MORTGAGE CO
TypeMortgage Company
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2022

December 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS OK
Property Address965 S 42ND ST, DUNCAN, OK 73533-6673
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanySTEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003951/244
DateDec 22, 2009
Book Page3951/244
Instrument80-6054
Lender
NameARVEST MORTGAGE CO
TypeMortgage Company
AddressLOWELL, AR 72745
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2025

June 2005: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionSTEPHENS OK
Recording DateJun 20, 2005
Property Address965 S 42ND ST, DUNCAN, OK 73533-6673
Document Number003169/290
Book / Page3169 / 290
Instrument DateJun 9, 2005
Instrument73-7735
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanySTEWART TITLE, STEWART TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$66.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address815 S 42ND ST, DUNCAN, OK 73533-6601

Mortgage

Document Number0000737736
DateJun 20, 2005
Instrument73-7736
Lender
NameBANCFIRST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyStephens County
MunicipalityDuncan City
Unified School DistrictDuncan Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,284 (-) Land $483 Building $10,801$102,586 (-28.12%) Land $4,395 Building $98,191
2025$867.00 (+5.09%) Homeowner's exemption$11,284 (+6.08%) Land $483 Building $10,801$142,726 (-1.53%) Land $5,054 Building $137,672
2023$825.00 Homeowner's exemption$10,637 Land $457 Building $10,180$144,939 Land $5,054 Building $139,885

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (2007–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON CO CONS RWD #1
serves 8,398 people · EPA ID OK3003401
Water SourcePurchased surface water from several systems
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Gross alpha radiation
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
360 Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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