515 S 42nd St, Duncan, OK 73533 Property Records

Stephens County property record for 515 S 42nd St, Duncan, OK 73533

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,451 sqft · built 1970
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2020)
Tax Bill	$1,298 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24857`

Property Details

APN / Parcel Number

Primary APN	`24857`
Alternative APN	`1999-02-01S-08W-4-008-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,451 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1986
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,511 sqft (0.93 acres)
Garage Type	Attached
Garage Area	729 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	208 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	24857
Street Address	515 S 42ND ST
City	DUNCAN
State	OK
Zip	73533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2-1S-8W TR BEG 1320N SE/C SE S125 W330 N125 E330 TO POB
Legal Range	08W
Legal Township	01S
Legal Section	02
Legal Subdivision	N/A
Legal Block	1S
Legal Lot Number	8W
Jurisdiction	STEPHENS OK
Township / Civil Division	DUNCAN
Census Block Group	2
Census Block	2001
Census Tract	102

Owner

Source: Stephens County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 S 42ND ST, DUNCAN, OK 73533-6631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Nov 19, 2001 · Amount on Record
Deed Document Number	20209544
Deed Book / Page	5889 / 54
Prior Transfer Date	Mar 22, 2007
Prior Transfer Doc	0000764544
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS OK
Recording Date	Nov 18, 2020
Property Address	515 S 42ND ST, DUNCAN, OK 73533-8645
Document Number	0005889/54
Book / Page	5889 / 54
Instrument Date	Nov 17, 2020
Instrument	2020-009544
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 S 42ND ST, DUNCAN, OK 73533-6631

Mortgage

Document Number	2020009545
Date	Nov 18, 2020
Instrument	2020-009545

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Stephens County
Municipality	Duncan City
Unified School District	Empire Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,680 (+3%) Land $440 Building $15,240	$142,542 (+3%) Land $4,000 Building $138,542
2025	$1,298.00 (-0.08%) Homeowner's exemption	$15,223 (-5.16%) Land $440 Building $14,783	$138,391 (-12.75%) Land $4,000 Building $134,391
2024	$1,299.00 (-6.81%) Homeowner's exemption	$16,052 (+3%) Land $440 Building $15,612	$158,606 (+11.95%) Land $4,000 Building $154,606
2023	$1,394.00 (+1.68%) Homeowner's exemption	$15,584 (+1.02%) Land $440 Building $15,144	$141,673 (+1.02%) Land $4,000 Building $137,673
2022	$1,371.00 Homeowner's exemption	$15,427 Land $440 Building $14,987	$140,244 Land $4,000 Building $136,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 62% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS RWD #1 serves 8,398 people · EPA ID OK3003401
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023 Gross alpha radiation resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
360 Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20