965 Oxford Dr, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 965 Oxford Dr, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,566 sqft · built 2001
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$525,000 (Sep 2025)
Tax Bill$6,439 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Nov 2022 Transfer
Flood ZoneZone X (minimal risk)
APN089283-0730

Property Details

APN / Parcel Number

Primary APN089283-0730

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories1 Story
Building Area2,566 sqft Living Area
Gross Area3,332 sqft
1st Floor Area2,134 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area531 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area385 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address965 OXFORD DR
CitySAINT AUGUSTINE
StateFL
Zip32084-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description41/30-37 OXFORD AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 73 OR6220/941
Legal Range29E
Legal Township07S
Legal Section11
Legal SubdivisionOXFORD AT ROYAL ST. AUGUSTINE GOLF & COU
Legal Block3
Legal Lot Number73
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group3
Census Block3008
Census Tract21002

Owner

Source: St. Johns County records · APN 089283-0730

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address965 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2025Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Nov 03, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2025 · Amount on Record
Deed SaleSep 15, 2025 · Amount on Record
Prior SaleApr 15, 2004 · Amount on Record
Deed Document Number202574865
Deed Book / Page6220 / 941
Prior Transfer DateOct 21, 2022
Prior Transfer Doc0056591209
Record UpdatedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 15, 2025
Property Address965 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827
Document Number0062200941
Book / Page6220 / 941
Map ReferenceMB 41 PG 30-37
Instrument DateSep 11, 2025
Instrument2025074865
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRICHARD T MOREHEAD TITLE AND ESC, RICHARD T MOREHEAD T&E INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address212 QUEEN RD, ST AUGUSTINE, FL 32086-6138

Transferred To (Grantee/Buyer)

NameVerified Name
Address965 OXFORD DR, ST AUGUSTINE, FL 32084-1827

Mortgage

Document Number0006220943
DateSep 15, 2025
Instrument6220/943
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateNov 03, 2022
Property Address965 OXFORD DR, SAINT AUGUSTINE, FL 32084-1827
Document Number0056591209
Book / Page5659 / 1209
Map ReferenceMB 41 PG 30-37
Instrument DateOct 21, 2022
Instrument2022101938
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address965 OXFORD DR, 965, ST AUGUSTINE, FL 32084-1827

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 QUEEN RD, ST AUGUSTINE, FL 32086-6138

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$325,594 (-27.87%)$445,173 (-1.39%) Land $105,000 Building $340,173
2025$6,439.00 (+84.18%) Homeowner's exemption$451,430 (+49.55%)$451,430 (-1.77%) Land $105,000 Building $346,430
2024$3,496.00 (+2.07%) Homeowner's exemption Widower's exemption$301,852 (+3%)$459,570 (+1.72%) Land $110,000 Building $349,570
2023$3,425.00 (+1.27%) Homeowner's exemption Widower's exemption$293,060 (+3%)$451,782 (+6.1%) Land $98,000 Building $353,782
2022$3,382.00 Homeowner's exemption Widower's exemption$284,524$425,816 Land $89,600 Building $336,216

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Wildfire

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 209 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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