St. Johns County property record for 964 Oxford Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,998 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Apr 2010) |
| Tax Bill | $3,391 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Dec 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 089283-0220 |
| Primary APN | 089283-0220 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,998 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,366 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 466 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 377 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 128 sqft |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 964 OXFORD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 41/30-37 OXFORD AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 22 OR3309/857 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 11 |
| Legal Subdivision | OXFORD AT ROYAL ST. AUGUSTINE GOLF & COU |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21002 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 964 OXFORD DR, SAINT AUGUSTINE, FL 32084-1813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Dec 13, 2018 | Affidavit of Death, Transfer VYSTAR TITLE AGENCY |
| Dec 7, 2018 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2010 · Amount on Record |
| Deed Sale | Apr 29, 2010 · Amount on Record |
| Prior Sale | Jan 17, 2002 · Amount on Record |
| Deed Document Number | 201020021 |
| Deed Book / Page | 3309 / 857 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 964 OXFORD DR, SAINT AUGUSTINE, FL 32084-1813 |
| Document Number | 0047750263 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 964 OXFORD DR ST AUGUSTINE FL 320841813, ST AUGUSTINE, FL 32084-1813 |
| Document Number | 0047750263 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 004775/000263 |
| Instrument | 58371 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 8, 2034 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 13, 2018 |
| Property Address | 964 OXFORD DR, SAINT AUGUSTINE, FL 32084-1813 |
| Document Number | 0046540328 |
| Book / Page | 004654 / 000328 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 89152 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2018 |
| Title Company | VYSTAR TITLE AGENCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 964 OXFORD DR ST AUGUSTINE FL 320841813, ST AUGUSTINE, FL 32084-1813 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 964 OXFORD DR, SAINT AUGUSTINE, FL 32084-1813 |
| Document Number | 0046540319 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 964 OXFORD DR ST AUGUSTINE FL 320841813, ST AUGUSTINE, FL 32084-1813 |
| Document Number | 0046540319 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 004654/000319 |
| Instrument | 89151 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 12, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $271,969 (+2.7%) | $414,443 (+0.88%) Land $105,000 Building $309,443 | |
| 2025 | $3,391.00 (+13.11%) Homeowner's exemption | $264,819 (+5.99%) | $410,847 (+0.61%) Land $105,000 Building $305,847 |
| 2024 | $2,998.00 (+2.04%) | ||
| 2023 | $2,938.00 (+3.12%) Homeowner's exemption | $249,860 (+3%) | $408,343 (+9.36%) Land $98,000 Building $310,343 |
| 2022 | $2,849.00 Homeowner's exemption | $242,583 | $373,394 Land $89,600 Building $283,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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