Okaloosa County property record for 965 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 2019 |
| Lot Size | 0.139 acres (6,070 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,041 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Nov 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-106-8051-9 |
| Primary APN | C56-001-106-8051-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,626 sqft Heated Area |
| Gross Area | 2,187 sqft |
| 1st Floor Area | 1,626 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 6,070 sqft (0.139 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 965 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH 3B LOT 193 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS PHASE 3B |
| Legal Phase | 3B |
| Legal Lot Number | 193 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2055 |
| Census Tract | 20701 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 30, 2023 | Warranty Deed, Transfer SOUTH OCEAN TITLE INC, SOUTH OAK TITLE DESTIN |
| Nov 2, 2022 | Warranty Deed, Transfer SOUTH OAK TITLE FT WALTON BCH, SOUTH OAK TTL FT WALTON BEAC |
| Nov 23, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Oct 31, 2019 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2023 |
| Deed Sale | Oct 30, 2023 |
| Prior Sale | Nov 2, 2022 · Amount on Record |
| Deed Document Number | 3654840 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 30, 2023 |
| Property Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0003654840 |
| Map Reference | MB 28 PG 85 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 3654840 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | SOUTH OCEAN TITLE INC, SOUTH OAK TITLE DESTIN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2361 HYLAN BLVD, STATEN ISLAND, NY 10306-3159 |
| Name | Verified Name |
|---|---|
| Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 2, 2022 |
| Property Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0036493615 |
| Book / Page | 3649 / 3615 |
| Map Reference | MB 28 PG 85 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 3588739 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2022 |
| Title Company | SOUTH OAK TITLE FT WALTON BCH, SOUTH OAK TTL FT WALTON BEAC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,309.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12826 SATIN LILY DR, 12826, RIVERVIEW, FL 33579-9364 |
| Name | Verified Name |
|---|---|
| Address | 2361 HVLAN BOULEVARD, STATEN ISLAND, NY 10306-3159 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0035070855 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 3507/855 |
| Instrument | 3409403 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 31, 2019 |
| Property Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034262871 |
| Book / Page | 3426 / 2871 |
| Map Reference | MB 28 PG 85-87 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 3315004 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,537.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126 |
| Name | Verified Name |
|---|---|
| Address | 965 MERGANSER WAY, CRESTVIEW, FL 32539-6756 |
| Document Number | 0034262872 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 3426-2872 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,041.00 (-24.63%) Homeowner's exemption | $233,627 (-6.35%) Land $47,235 Building $186,392 | $233,627 (-6.35%) Land $47,235 Building $186,392 |
| 2023 | $4,035.00 (+86.46%) | $249,459 (+43.04%) Land $40,131 Building $209,328 | $249,459 (+6.7%) Land $40,131 Building $209,328 |
| 2022 | $2,164.00 Homeowner's exemption | $174,392 | $233,795 Land $37,506 Building $196,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 2,000 / 1,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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