955 Merganser Way, Crestview, FL 32539 Property Records

Okaloosa County property record for 955 Merganser Way, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,405 sqft · built 2019
Lot Size0.168 acres (7,334 sqft)
OwnerIndividual Name on Record
Last Sale$238,750 (Nov 2019)
Tax Bill$3,257 (2025)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-106-8056-8

Property Details

APN / Parcel Number

Primary APNC56-001-106-8056-8
Alternative APN
  • 27-3N-23-1004-0000-1980

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,405 sqft Heated Area
Gross Area2,950 sqft
1st Floor Area1,040 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area7,334 sqft (0.168 acres)
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area25 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address955 MERGANSER WAY
CityCRESTVIEW
StateFL
Zip32539-6756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDSTONE COMMONS PH 3B LOT 198
Legal Range23
Legal Township03N
Legal Section27
Legal SubdivisionREDSTONE COMMONS PHASE 3B
Legal Phase3B
Legal Lot Number198
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2055
Census Tract20701

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4008 ANDREWS LN # A, A, JB MDL, NJ 08641-1116
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Deed Document Number3318340
Deed Book / Page3429 / 0058
Record UpdatedJun 8, 2026

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 15, 2019
Property Address955 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Document Number0034290058
Book / Page3429 / 0058
Map ReferenceMB 28 PG 85-87
Instrument DateNov 14, 2019
Instrument3318340
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,671.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number0034290059
DateNov 15, 2019
Instrument3429-0059
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,257.00 (+5.03%) Homeowner's exemption$247,219 (+5.99%)$299,708 (-8.47%) Land $47,235 Building $252,473
2023$3,101.00 (+2.95%) Homeowner's exemption$233,254 (+3%)$327,434 (+6.57%) Land $40,131 Building $287,303
2022$3,012.00 Homeowner's exemption$226,460$307,251 Land $37,506 Building $269,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people · EPA ID FL1460182
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
CenturyLink
Fiber
2,000 / 1,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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