965 Lyon Ave, Elko, NV 89801 Property Records

Elko County property record for 965 Lyon Ave, Elko, NV 89801

Property Summary

Property Type	Duplex
Details	110 sqft · built 1950
Lot Size	0.137 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jul 2020)
Tax Bill	$833 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`001-432-016`

Property Details

APN / Parcel Number

Primary APN	`001-432-016`
Alternative APN	`001-432-015`

Interior

Units	2 Units
Building Area	110 sqft Living Area

Exterior

Year Built	Built 1950
Construction Type	Frame
Lot Area	6,011 sqft (0.137 acres)

Exterior Amenities

Porch	Porch
Deck Area	300 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	965 LYON AVE
City	ELKO
State	NV
Zip	89801-4987
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	ZRMH
Legal Description	PARCEL 1 FILE 167766,LOCATED IN THE NE4SW4 OF,MDB&M
Legal Range	55
Legal Township	34
Legal Section	14
Legal Subdivision	GARCIA
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1009
Census Tract	951300

Owner

Source: Elko County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	965 LYON AVE SPC 3, 3, ELKO, NV 89801-4929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Grant Deed, Transfer · Conventional with PMI VEGA GUY & KARA FAMILY TR (PT)
May 9, 2017	Grant Deed, Transfer SCOTTIE A PLUMLEE
Apr 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	May 9, 2017 · Amount on Record
Deed Document Number	770915
Record Updated	Jun 8, 2026

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Jul 9, 2020
Property Address	965 LYON AVE, ELKO, NV 89801-4987
Document Number	0000770915
Instrument Date	Jun 29, 2020
Instrument	770915
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	965 LYON AVE #3 ELKO NV 898014929, 3, ELKO, NV 89801-4929

Mortgage

Document Number	770916
Date	Jul 9, 2020
Instrument	770916

Lender

Name	VEGA GUY & KARA FAMILY TR (PT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	May 9, 2017
Property Address	965 LYON AVE, ELKO, NV 89801-4987
Document Number	0000724862
Instrument Date	Apr 26, 2017
Instrument	724862
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$74.10
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 ELBURZ RD #4 ELKO NV 898019409, 4, ELKO, NV 89801-9409

Mortgage

Document Number	724491
Date	May 9, 2017
Instrument	724491

Lender

Name	SCOTTIE A PLUMLEE
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Apr 19, 2017
Property Address	965 LYON AVE, ELKO, NV 89801-4987
Document Number	0000724061
Instrument Date	Apr 11, 2017
Instrument	724061
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	438 ELBURZ RD #4 ELKO NV 898019409, 4, ELKO, NV 89801-9409

Tax Assessment & Valuation

Source: Elko County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 (+12.11%)	$27,951 (+30.39%) Land $12,950 Building $15,001	$79,860 (+30.39%) Land $37,000 Building $42,860
2023	$743.00 (+33.63%)	$21,436 (+39.6%) Land $7,350 Building $14,086	$61,246 (+39.6%) Land $21,000 Building $40,246
2022	$556.00	$15,355 Land $7,350 Building $8,005	$43,871 Land $21,000 Building $22,871

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 67% of Nevada
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

Nearby Properties on Lyon Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures