955 Lyon Ave, Elko, NV 89801 Property Records

Elko County property record for 955 Lyon Ave, Elko, NV 89801

Property Summary

Property Type	Single Family Home
Details	1,384 sqft · built 1938
Lot Size	0.689 acres (30,013 sqft)
Owner	Company Name on Record
Last Sale	$37,000 (Aug 2020)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2022 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`001-432-007`

Property Details

APN / Parcel Number

Primary APN	`001-432-007`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	30,013 sqft (0.689 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces
Deck Area	548 sqft
Patio Area	90 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	955 LYON AVE
City	ELKO
State	NV
Zip	89801-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZRMH
Legal Description	A PARCEL SOMETIMES REFERRED TO AS LOT 28 OF THE,UNRECORDED GARCIA PLAT LOCATED IN THE NW4SW4 OF,MDB&M,COMM AT A CONCRETE MONU
Legal Range	55E
Legal Township	34N
Legal Section	14
Legal Subdivision	FIRST ADDITION
Legal Block	1
Legal Lot Number	28
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1009
Census Tract	951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	955 LYON AVE, ELKO, NV 89801-4236
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FLEXPOINT INC
Mar 21, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 1, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	2020772767
Last Transfer Date	Mar 10, 2022
Transfer Doc	0000803261
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 21, 2022
Property Address	955 LYON AVE, ELKO, NV 89801-4236
Document Number	0000803259
Instrument Date	Mar 10, 2022
Instrument	803259
Transaction Type	Transfer
Record Updated	Apr 5, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 LYON AVE, ELKO, NV 89801-4236

Mortgage

Document Number	0000803260
Date	Mar 21, 2022
Instrument	803260

Lender

Name	FLEXPOINT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ELKO NV
Recording Date	Mar 21, 2022
Property Address	955 LYON AVE, ELKO, NV 89801-4236
Document Number	0000803261
Instrument Date	Mar 10, 2022
Instrument	803261
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	955 LYON AVE, ELKO, NV 89801-4236

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	955 LYON AVE, ELKO, NV 89801-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000770516
Date	Jul 1, 2020
Instrument	770516

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jan 1, 2049

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Aug 20, 2020
Property Address	955 LYON AVE, ELKO, NV 89801-4236
Document Number	0000772767
Instrument Date	Aug 17, 2020
Instrument	772767
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	955 LYON AVE ELKO NV 898014236, ELKO, NV 89801-4236

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	955 LYON AVE, ELKO, NV 89801-4236
Document Number	0000746270
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 4, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	955 LYON AVE ELKO NV 898014236, ELKO, NV 89801-4236

Mortgage

Document Number	0000746270
Date	Sep 24, 2018
Instrument	746270

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+3.05%)	$63,302 (-0.57%) Land $29,225 Building $34,077	$180,863 (-0.57%) Land $83,500 Building $97,363
2025	$1,640.00 (+12.79%)	$63,665 (+41.26%) Land $29,225 Building $34,440	$181,900 (+41.26%) Land $83,500 Building $98,400
2023	$1,454.00 (+3.05%)	$45,068 (+13.84%) Land $13,125 Building $31,943	$128,766 (+13.84%) Land $37,500 Building $91,266
2022	$1,411.00	$39,588 Land $13,125 Building $26,463	$113,109 Land $37,500 Building $75,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 54% of Nevada
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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