965 Lera Ln, Chipley, FL 32428 Property Records

Washington County property record for 965 Lera Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 2006
Lot Size	0.342 acres (14,941 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Jan 2021)
Tax Bill	$3,899 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000022580133`

Property Details

APN / Parcel Number

Primary APN	`000022580133`
Alternative APN	`22580133`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,883 sqft Heated Area
Gross Area	2,505 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Combination
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	14,941 sqft (0.342 acres)
Lot Dimensions	130 ft deep x 115 ft wide
Garage Type	Finished
Garage Area	484 sqft
Porch	Finished/Screened Porch
Porch Area	138 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000022580133
Street Address	965 LERA LN
City	CHIPLEY
State	FL
Zip	32428-2186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 4 13 .34 LOT 33 MARTIN'S WOODS S/D AS RECORDED IN PB 4 P 32, ORB 1195 P 523
Legal Range	13W
Legal Township	04N
Legal Section	10
Legal Subdivision	MARTINS WO ODS
Legal Lot Number	33
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1038
Census Tract	970104

Owner

965 Lera Ln is owned and occupied by an individual who bought it in January 2021.

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	965 LERA LN, CHIPLEY, FL 32428-2186
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2021 · Amount on File
Deed Sale	Jan 11, 2021 · Amount on File
Deed Document Number	202167000191
Deed Book / Page	1195 / 523
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 11, 2021
Property Address	965 LERA LN, CHIPLEY, FL 32428-2186
Document Number	0067000191
Book / Page	1195 / 523
Instrument Date	Jan 8, 2021
Instrument	202167000191
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1224 CLAYTON RD, 1224, CHIPLEY, FL 32428-4813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 SHORES RD, ALFORD, FL 32420-7200

Mortgage

Document Number	0000000524
Date	Jan 11, 2021
Instrument	1195/524

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 965 Lera Ln was $3,899 with a homeowner's exemption, up 4.3% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,899.00 (+4.34%) Homeowner's exemption	$231,171 (+2.03%) Land $22,000 Building $209,171	$231,171 (-11.98%) Land $22,000 Building $209,171
2024	$3,737.00 (+2.72%) Homeowner's exemption	$226,566 (+3%)	$262,622 (+12.3%) Land $22,000 Building $240,622
2023	$3,638.00 (+3.21%) Homeowner's exemption	$219,967 (+3%)	$233,867 (+9.51%) Land $19,000 Building $214,867
2022	$3,525.00 Homeowner's exemption	$213,560 Land $18,000 Building $195,560	$213,560 Land $18,000 Building $195,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Lera Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Lera Ln is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

Nearby Properties on Lera Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures