960 Lera Ln, Chipley, FL 32428 Property Records

Washington County property record for 960 Lera Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2006
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on Record
Last Sale	$265,000 (Jul 2025)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`000022580142`

Property Details

APN / Parcel Number

Primary APN	`000022580142`
Alternative APNs	`00000000-00-2258-0142` `22580142`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,528 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Masonry

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	744 sqft
Porch	Finished/Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	960 LERA LN
City	CHIPLEY
State	FL
Zip	32428-2186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 4 13 .45 LOT 42 MARTINS WOODS S/D AS RECORDED IN PB 4 P 32, ORB 1342 P 930.
Legal Range	13W
Legal Township	04S
Legal Section	10
Legal Subdivision	MARTINS WOODS
Legal Block	42
Legal Lot Number	42
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1038
Census Tract	970104

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	960 LERA LN, CHIPLEY, FL 32428-2186
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Intrafamily Transfer, Transfer
Jul 21, 2025	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY SOUTH CU
Dec 22, 2022	Warranty Deed, Transfer · Line of Credit INNOVATIONS FCU
May 30, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025 · Amount on Record
Deed Sale	Jul 21, 2025 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	20255162
Deed Book / Page	1342 / 930
Last Transfer Date	Oct 22, 2025
Transfer Doc	0067007668
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Oct 23, 2025
Property Address	960 LERA LN, CHIPLEY, FL 32428-2186
Document Number	0067007668
Book / Page	1352 / 30
Map Reference	MB 4 PG 32
Instrument Date	Oct 22, 2025
Instrument	202567007668
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 LERA LN, CHIPLEY, FL 32428-2186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 LERA LN, CHIPLEY, FL 32428-2186

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 21, 2025
Property Address	960 LERA LN, CHIPLEY, FL 32428-2186
Document Number	0067005162
Book / Page	1342 / 930
Map Reference	MB 4 PG 32
Instrument Date	Jul 15, 2025
Instrument	202567005162
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$1,855.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 LERA LN, CHIPLEY, FL 32428-2186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2259 JEWEL DR, ALFORD, FL 32420-8509

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 23, 2023
Property Address	960 LERA LN, CHIPLEY, FL 32428-2186
Document Number	0067001298
Book / Page	1265 / 654
Map Reference	MB 4 PG 32
Instrument Date	Feb 21, 2023
Instrument	202367001298
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1116 CLAYTON RD, CHIPLEY, FL 32428-4811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 LERA LN, CHIPLEY, FL 32428-2186

Mortgage

Document Number	0000000655
Date	Feb 23, 2023
Instrument	1265/655

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2053

Interest

Rate Type	Adjustable Rate
Rate	12%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	12%
Max Rate At Change	14%
Index	1-Year T-Bill
Margin	10
Max Rate	18%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Dec 22, 2022
Property Address	960 LERA LN, CHIPLEY, FL 32428-2186
Document Number	0067010074
Book / Page	1261 / 106
Map Reference	MB 4 PG 32
Instrument Date	Dec 16, 2022
Instrument	202267010074
Transaction Type	Transfer
Record Updated	Feb 3, 2023
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 LERA LN, CHIPLEY, FL 32428-2186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 CLAYTON RD, CHIPLEY, FL 32428-4813

Mortgage

Document Number	0067010075
Date	Dec 22, 2022
Instrument	202267010075

Lender

Name	INNOVATIONS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 30, 2019
Property Address	960 LERA LN, CHIPLEY, FL 32428-2186
Document Number	0067004243
Book / Page	001146 / 000643
Instrument Date	May 30, 2019
Instrument	67004243
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 LENA LN CHIPLEY FL 32428, CHIPLEY, FL 32428

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,702.00 (+6.64%)	$125,805 (+3.17%)	$204,730 (+9.6%) Land $22,000 Building $182,730
2024	$1,596.00 (-54.31%) Homeowner's exemption	$121,942 (-27.92%)	$186,798 (+10.42%) Land $22,000 Building $164,798
2023	$3,493.00 (+140.4%)	$169,166 (+48.71%) Land $19,000 Building $150,166	$169,166 (+11.86%) Land $19,000 Building $150,166
2022	$1,453.00 Homeowner's exemption	$113,759	$151,224 Land $18,000 Building $133,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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