965 Hammocks Gap Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 965 Hammocks Gap Rd, Charlottesville, VA 22911 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1997
Square Footage	1,476 sqft Finished Area
Lot Size	91,128 sqft (2.09 acres)
Garage	Detached, 576 sqft
Last Sale	$440,000 (2023)
Tax Bill	$4,866.00 (2026)

Owner

Source: Albemarle County records · APN 06300-00-00-041A2

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	901 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6027
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed, Transfer CHICAGO TITLE COMPANY, CTIC
Jun 06, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU
Nov 28, 2017	Grant Deed, Transfer · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2023 · Amount on Record
Deed Sale	Jan 26, 2023 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Doc Number	2023611
Prior Transfer Date	Nov 28, 2022
Prior Transfer Doc	0000001125
Record Refreshed	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 26, 2023
Property Address	965 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6027
Document Number	202300000611
Map Reference	MB 1549 PG 210
Instrument Date	Jan 13, 2023
Instrument	202300000611
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	CHICAGO TITLE COMPANY, CTIC

Transaction

Amount	Amount Recorded
Tax	$459.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	901 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6027

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	965 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6027
Document Number	0000006343
Instrument Date	Jun 06, 2018
Transaction Type	Mortgage
Record Updated	Jun 22, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 HAMMOCKS GAP RD CHARLOTTESVILLE VA 229116027, CHARLOTTESVILLE, VA 22911-6027

Mortgage

Document Number	0000006343
Date	Jun 11, 2018
Book Page	005057/000767
Instrument	6343

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 10, 2043

Interest

Rate Type	Adjustable Rate

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Nov 28, 2017
Property Address	965 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6027
Document Number	0000013766
Book / Page	004988 / 000142
Instrument Date	Nov 20, 2017
Instrument	13766
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	965 HAMMOCKS GAP RD CHARLOTTESVILLE VA 229116027, CHARLOTTESVILLE, VA 22911-6027

Mortgage

Document Number	13767
Date	Nov 28, 2017
Book Page	004988/000147
Instrument	13767

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 27, 2032

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,866.00 (+3.97%)	$544,300 (+3.97%) Land $175,000 Building $369,300	$544,300 (+3.97%) Land $175,000 Building $369,300
2025	$4,680.00 (+19.42%)	$523,500 (+14.08%) Land $169,000 Building $354,500	$523,500 (+14.08%) Land $169,000 Building $354,500
2023	$3,919.00	$458,900 Land $131,000 Building $327,900	$458,900 Land $131,000 Building $327,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`06300-00-00-041A2`
Alternative APN	`27968`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,476 sqft Finished Area
Basement Area	1,476 sqft Basement
Finished Basement	750 sqft Finished
Unfinished Basement	726 sqft Unfinished
Family Room	Family Room
Stories	1 Stories
Primary Flooring	Wood Flooring
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Wood Roof
Lot Area	91,128 sqft (2.09 acres)
Garage Type	Detached Garage
Garage Area	576 sqft Garage
Deck Area	173 sqft Deck
Patio Area	173 sqft Patio
Porch Area	234 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Street Address	965 HAMMOCKS GAP RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6027
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ACREAGE PARCEL B
Jurisdiction	ALBEMARLE VA
Minor Civil Division	RIVANNA
Census Blockgroup	1
Census Block	1042
Census Tract	10401

965 Hammocks Gap Rd, Charlottesville, VA 22911 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2023: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Hammocks Gap Rd

Nearby Streets

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