789 Hammocks Gap Rd, Charlottesville, VA 22911 Property Records

Albemarle County property record for 789 Hammocks Gap Rd, Charlottesville, VA 22911

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,814 sqft · built 2011
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$6,687 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06300-00-00-043B0`

Property Details

APN / Parcel Number

Primary APN	`06300-00-00-043B0`
Alternative APN	`27973`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,814 sqft Finished Area
Basement Area	1,510 sqft
Unfinished Basement	1,510 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	87,120 sqft (2 acres)
Garage Area	532 sqft
Porch	Slab
Porch Area	962 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	789 HAMMOCKS GAP RD
City	CHARLOTTESVILLE
State	VA
Zip	22911-6025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE A CROW HAVEN
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1014
Census Tract	10501

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	642 HAMMOCKS RD, CHARLOTTESVILLE, VA 22911
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Apr 30, 2019	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	789 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6025
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5488/538
Date	Mar 1, 2021
Book Page	5488/538
Instrument	2021-00003522

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	2.5%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	789 HAMMOCKS GAP RD, CHARLOTTESVILLE, VA 22911-6025
Document Number	0000004559
Instrument Date	Apr 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	789 HAMMOCKS GAP RD CHARLOTTESVILLE VA 229116025, CHARLOTTESVILLE, VA 22911-6025

Mortgage

Document Number	0000004559
Date	May 13, 2019
Book Page	005165/000613
Instrument	4559

Lender

Name	UNION BK&TR
Type	Bank
Address	CHARLOTTESVILLE, VA 22911

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,687.00 (-0.36%)	$748,000 (+12.16%) Land $157,500 Building $590,500	$748,000 (+12.16%) Land $157,500 Building $590,500
2025	$6,711.00 (+17.84%)
2023	$5,695.00	$666,900 Land $117,900 Building $549,000	$666,900 Land $117,900 Building $549,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

5G and 4G LTE (outdoors only)

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