965 Donson Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 965 Donson Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1957
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Dec 2023)
Tax Bill	$5,118 (2024)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`N64 01714 0015`

Property Details

APN / Parcel Number

Primary APN	`N64 01714 0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	15,682 sqft
Lot Dimensions	152 ft deep x 95 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Deck Area	425 sqft
Patio Area	425 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	965 DONSON DR
City	DAYTON
State	OH
Zip	45429-5656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57 MIL BERN MANORS 2
Legal Subdivision	MIL BERN MANORS 2
Legal Lot Number	15
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1003
Census Tract	20602

Owner

965 Donson Dr is owned and occupied by an individual who bought it in December 2023.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	965 DONSON DR, DAYTON, OH 45429-5656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Jan 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DAY AIR CREDIT UNION INC
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU INC
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 17, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Aug 4, 2022 · Amount on File
Deed Document Number	202300061921
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 6, 2023
Property Address	965 DONSON DR, DAYTON, OH 45429-5656
Document Number	0000061921
Map Reference	MB PP PG 47
Instrument Date	Nov 27, 2023
Instrument	202300061921
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	965 DONSON DR, DAYTON, OH 45429-5656
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061922
Date	Dec 6, 2023
Instrument	202300061922

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	965 DONSON DR, DAYTON, OH 45429-5656
Transaction Type	Mortgage
Record Updated	Jan 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 DONSON DR, DAYTON, OH 45429-5656

Mortgage

Document Number	0000000029
Date	Jan 3, 2023
Instrument	2023-00000029

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45429

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 4, 2022
Property Address	965 DONSON DR, DAYTON, OH 45429-5656
Document Number	0000048642
Map Reference	MB PP PG 47
Instrument Date	Jul 7, 2022
Instrument	2022-00048642
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	965 DONSON DR, KETTERING, OH 45429-5656

Mortgage

Document Number	0000048643
Date	Aug 4, 2022
Instrument	2022-00048643

Lender

Name	DAY AIR CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	965 DONSON DR, DAYTON, OH 45429-5656
Document Number	0000072001
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 DONSON DR KETTERING OH 454295656, KETTERING, OH 45429-5656

Mortgage

Document Number	0000072001
Date	Dec 23, 2019
Instrument	72001

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jul 17, 2018
Property Address	965 DONSON DR, DAYTON, OH 45429-5656
Document Number	0000041108
Instrument Date	Jun 22, 2018
Instrument	41108
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	LANDMARK TITLE AGENCY SOUTH INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$534.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 DONSON DR KETTERING OH 454295656, KETTERING, OH 45429-5656

Mortgage

Document Number	41113
Date	Jul 17, 2018
Instrument	41113

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$80,400 Land $13,860 Building $66,540
2024	$5,118.00 (+2.73%)
2023	$4,982.00 (+4.12%)	$80,400 (+31.65%) Land $13,860 Building $66,540	$229,700 Land $39,600 Building $190,100
2022	$4,785.00	$61,070 Land $10,500 Building $50,570
2020			$174,480 Land $30,000 Building $144,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 965 Donson Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 965 Donson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions, Verizon.

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