965 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 965 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,946 sqft · built 1973
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on File
Last Sale	$575,000 (Jul 2023)
Tax Bill	$7,205 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0330-036-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0330-036-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft
Bonus Room	Bonus Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	965 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 04, LOT 436
Legal Subdivision	CAMPUS COMMONS 04
Legal Lot Number	436
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5403

Owner

965 Commons Dr, a planned unit development, is held in a trust since July 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3838 WATT AVE, C301, SACRAMENTO, CA 95821-2664
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 7, 2023	Affidavit of Death of Joint Tenant, Transfer
Sep 26, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Sep 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on File
Deed Sale	Jul 17, 2023 · Amount on File
Prior Sale	Sep 7, 2006 · Amount on File
Deed Book / Page	20230717 / 405
Prior Transfer Date	Jun 1, 2023
Prior Transfer Doc	2023000424
Record Updated	Sep 20, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 17, 2023
Property Address	965 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	0000000405
Map Reference	MB 84 MAP 19
Instrument Date	Jul 10, 2023
Instrument	202307170405
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3838 WAFT AVENUE #C-301 # C-301, C301, SACRAMENTO, CA 95821-2664

Mortgage

Document Number	0000000406
Date	Jul 17, 2023
Instrument	202307170406

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 7, 2023
Property Address	965 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	0000000424
Map Reference	MB 84 MAP 19
Instrument Date	May 25, 2023
Instrument	202306070424
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 MULBERRY LN # B, B, NEW BERN, NC 28562-8951

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 26, 2019
Property Address	965 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	1909260592
Instrument Date	Sep 17, 2019
Instrument	1909260592
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 COMMONS DR SACRAMENTO CA 958256649, SACRAMENTO, CA 95825-6649

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 26, 2019
Property Address	965 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	1909260593
Instrument Date	Sep 17, 2019
Instrument	1909260593
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	965 COMMONS DR SACRAMENTO CA 958256649, SACRAMENTO, CA 95825-6649

Tax Assessment & Valuation

The 2025 property tax bill for 965 Commons Dr was $7,205, up 0.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$598,230 (+2%) Land $140,454 Building $457,776
2025	$7,205.00 (+0.15%)	$586,500 Land $137,700 Building $448,800
2024	$7,194.00 (+0.64%)
2023	$7,148.00 (-9.79%)	$643,865 Land $128,767 Building $515,098
2022	$7,924.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 965 Commons Dr in Zone X, where a levee reduces flood risk, though there have been 31 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 965 Commons Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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