957 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 957 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 2,039 sqft · built 1973
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$497,000 (Jun 2020)
Tax Bill	$6,697 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0330-032-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0330-032-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,039 sqft Living Area
1st Floor Area	2,039 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Wood Shingle
Lot Area	2,614 sqft (0.06 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	957 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6649
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 04, LOT 432
Legal Subdivision	CAMPUS COMMONS 04
Legal Lot Number	432
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1724 SHORT HILLS RD, SACRAMENTO, CA 95864-1659
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Jun 30, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MTG
Jun 24, 2020	Deed of Trust, Mortgage · Conventional with PMI GUILD MTG
Mar 27, 2018	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Mar 27, 2018 · Amount on File
Deed Book / Page	20200630 / 1006
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	957 COMMONS DR, SACRAMENTO, CA 95825-6649
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CASMALIA WAY, SACRAMENTO, CA 95864-5201

Mortgage

Document Number	0000000607
Date	Apr 16, 2021
Instrument	202104160607

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	957 COMMONS DR, SACRAMENTO, CA 95825-6649
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 CASMALIA WAY, SACRAMENTO, CA 95864-5201

Mortgage

Document Number	4160000000607
Date	Apr 16, 2021
Book Page	20210416/607

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2020
Property Address	957 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	2006301006
Instrument Date	Jun 25, 2020
Instrument	2006301006
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$547.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	651 CASMALIA WAY SACRAMENTO CA 958645201, SACRAMENTO, CA 95864-5201

Mortgage

Document Number	2006301007
Date	Jun 30, 2020
Instrument	2006301007

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	957 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	2006301007
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	651 CASMALIA WAY SACRAMENTO CA 958645201, SACRAMENTO, CA 95864-5201

Mortgage

Document Number	2006301007
Date	Jun 30, 2020
Instrument	2006301007

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 27, 2018
Property Address	957 COMMONS DR, SACRAMENTO, CA 95825-6649
Document Number	1803271375
Instrument Date	Mar 22, 2018
Instrument	1803271375
Transaction Type	Transfer
Record Updated	Apr 4, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$438.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	957 COMMONS DR SACRAMENTO CA 958256649, SACRAMENTO, CA 95825-6649

Mortgage

Document Number	1803271376
Date	Mar 27, 2018
Instrument	1803271376

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$554,407 (+2%) Land $139,437 Building $414,970
2025	$6,697.00 (+0.15%)	$543,537 (+4.04%) Land $136,703 Building $406,834
2024	$6,687.00 (+2.58%)
2023	$6,519.00 (+0.57%)	$522,433 Land $131,396 Building $391,037
2022	$6,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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