Cherokee County property record for 965 Co Rd 528, Centre, AL 35960 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2,537 sqft · built 1992 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,201 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-03-05-0-000-096.000 |
| Primary APN | 13-14-03-05-0-000-096.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,537 sqft Living Area |
| Basement Area | 2,405 sqft |
| Unfinished Basement | 2,405 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 198 sqft |
| Deck Area | 272 sqft |
| Account Number | 6330 |
|---|---|
| Street Address | 965 COUNTY ROAD 528 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT BLK A, COUNTRY LAKE ESTATES SD, PB 9 PG 5 |
| Legal Subdivision | COUNTRY LAKE ESTATES SD |
| Legal Block | A |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-03-05-0-000-096.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 965 COUNTY ROAD 528, CENTRE, AL 35960-6765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 14, 2018 | Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 26, 2026 |
| Property Address | 965 COUNTY ROAD 528, CENTRE, AL 35960-6765 |
| Document Number | 0000243958 |
| Instrument Date | May 09, 2026 |
| Instrument | 2026243958 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000243958, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026243958 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 965 COUNTY ROAD 528, CENTRE, AL 35960-6765 |
| Transaction Type | Mortgage |
| Record Updated | Oct 06, 2021 |
| Name | Verified Name |
|---|
| Document Number | 220374 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 220374 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Sep 01, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 965 COUNTY ROAD 528, CENTRE, AL 35960-6765 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 209905 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 209905 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 965 COUNTY ROAD 528, CENTRE, AL 35960-6765 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 204417 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 204417 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,201.00 (-12.65%) Additional exemption filed | $34,600 (+1.76%) Land $9,360 Building $25,240 | $346,000 (+1.79%) Land $93,600 Building $252,400 |
| 2024 | $1,375.00 (-0.79%) Additional exemption filed | $34,000 (-0.82%) Land $8,760 Building $25,240 | $339,900 (-0.79%) Land $87,500 Building $252,400 |
| 2023 | $1,386.00 Homeowner's exemption | $34,280 (-) | $342,600 (-) Land $87,500 Building $255,100 |
| 2022 | $1,386.00 Homeowner's exemption | $34,280 Land $8,760 Building $25,520 | $342,600 Land $87,500 Building $255,100 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010199560004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Wildfire Risk | Low above 37% of the US · above 22% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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