960 Co Rd 528, Centre, AL 35960 Property Records

Cherokee County property record for 960 Co Rd 528, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,297 sqft · built 1986
Lot Size	0.588 acres (25,629 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,850 (Apr 2019)
Tax Bill	$1,256 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-03-05-0-000-096.002`

Property Details

APN / Parcel Number

Primary APN	`13-14-03-05-0-000-096.002`
Alternative APNs	`ALT APN:1403050000096002` `207476`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,297 sqft Living Area
1st Floor Area	1,297 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,629 sqft (0.588 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	95 sqft
Boat Access	Boat Access
Boat House	Boat House

Location & Zoning

Account Number	207476
Street Address	960 COUNTY ROAD 528
City	CENTRE
State	AL
Zip	35960-6766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLK A, COUNTRY LAKE ESTATES SD, PB 9 PG 5
Legal Range	09E
Legal Township	10S
Legal Section	05
Legal Subdivision	COUNTRY LAKE ESTATES SD
Legal Block	A
Legal Lot Number	2
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	4
Census Block	4001
Census Tract	956000

Owner

Source: Cherokee County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	960 COUNTY ROAD 528, CENTRE, AL 35960-6766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	2019206878
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Apr 8, 2019
Property Address	960 COUNTY ROAD 528, CENTRE, AL 35960-6766
Document Number	0000206878
Instrument Date	Apr 5, 2019
Instrument	206878
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 COLLEEN CT, CENTRE, AL 35960-6864

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 BRIDLE CT, PHENIX CITY, AL 36867-5302

Mortgage

Document Number	0000206879
Date	Apr 8, 2019
Instrument	206879

Lender

Name	IBM SOUTHEAST EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,256.00 (+4.41%) Homeowner's exemption	$29,180 (+4.51%) Land $19,400 Building $9,780	$311,700 (+4.21%) Land $193,900 Building $117,800
2024	$1,203.00 (-52.15%) Additional exemption filed	$27,920 (-53.37%) Land $18,140 Building $9,780	$299,100 (-0.1%) Land $181,300 Building $117,800
2023	$2,514.00	$59,880 (+48.51%)	$299,400 (-) Land $181,300 Building $118,100
2022	$2,514.00	$40,320 Land $36,260 Building $4,060	$299,400 Land $181,300 Building $118,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 77% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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