965 Chateau Ave, Aurora, IL 60505 Property Records

Kane County property record for 965 Chateau Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1979
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Apr 2012)
Tax Bill	$5,002 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-177-017`

Property Details

APN / Parcel Number

Primary APN	`15-14-177-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
Gross Area	2,200 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	965 CHATEAU AVE
City	AURORA
State	IL
Zip	60505-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR COURTS : LOT 11
Legal Subdivision	ARBOR COURTS
Legal Block	3
Legal Lot Number	11
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3005
Census Tract	852907

Owner

965 Chateau Ave is owned and occupied by an individual who bought it in April 2012.

Source: Kane County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	965 CHATEAU AVE, AURORA, IL 60505-1911
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK
Nov 22, 2019	Trustee's Deed, Construction Loan · Line of Credit BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2012 · Amount on File
Deed Sale	Apr 11, 2012 · Amount on File
Prior Sale	Sep 4, 2007 · Amount on File
Deed Document Number	201223237
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Sep 2, 2026
Property Address	965 CHATEAU AVE, AURORA, IL 60505-1911
Document Number	0000038142
Instrument Date	Aug 25, 2026
Instrument	202638142
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	965 CHATEAU AVE, AURORA, IL 60505-1911

Mortgage

Document Number	0000038142,
Date	Sep 2, 2026
Instrument	202638142

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2056

Interest

Rate	8.19%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	965 CHATEAU AVE, AURORA, IL 60505-1911
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007563
Date	Feb 8, 2017
Instrument	2017K007563

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2037

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Nov 22, 2019
Property Address	965 CHATEAU AVE, AURORA, IL 60505-1911
Instrument Date	Nov 15, 2019
Instrument	56872
Transaction Type	Construction Loan
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	965 CHATEAU AVE AURORA IL 605051911, AURORA, IL 60505-1911

Mortgage

Document Number	0000056872
Date	Nov 22, 2019
Instrument	56872

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 965 Chateau Ave was $5,002 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,002.00 Homeowner's exemption	$84,587 (+10.42%) Land $12,141 Building $72,446	$253,863 (+10.42%) Land $36,438 Building $217,425
2024		$76,607 Land $11,099 Building $65,508	$229,913 Land $33,310 Building $196,603
2022	$4,289.00 (+1.9%) Homeowner's exemption	$62,452 (+7.41%) Land $9,048 Building $53,404	$187,356 (+7.41%) Land $27,144 Building $160,212
2021	$4,209.00 Homeowner's exemption	$58,144 Land $8,424 Building $49,720	$174,432 Land $25,272 Building $149,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 965 Chateau Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 965 Chateau Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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