955 Chateau Ave, Aurora, IL 60505 Property Records

Kane County property record for 955 Chateau Ave, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,120 sqft · built 1978
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,293 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-14-177-016`

Property Details

APN / Parcel Number

Primary APN	`15-14-177-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,120 sqft Living Area
Gross Area	2,595 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	955 CHATEAU AVE
City	AURORA
State	IL
Zip	60505-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR COURTS LOT 12 LOT DIMENSIONS: 90.01 X 119.56 X 87.65 X 122.47 SUBDIVISION: ARBOR COURT RANGE CODE: 001
Legal Subdivision	ARBOR COURT
Legal Block	3
Legal Lot Number	12
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	3
Census Block	3005
Census Tract	852907

Owner

955 Chateau Ave is owned and occupied by two individuals who acquired it in February 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	955 CHATEAU AVE, AURORA, IL 60505-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 19, 2025	Correction Deed OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE
Apr 17, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Dec 6, 2021	Intrafamily Transfer, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE COR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021
Deed Sale	Dec 6, 2021
Prior Sale	Aug 16, 2001 · Amount on File
Deed Document Number	202190530
Last Transfer Date	Feb 21, 2024
Transfer Doc	0000012535
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	955 CHATEAU AVE, AURORA, IL 60505-1911
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	US NATIONAL TITLE INSURANCE COMPANY, ADVOCUS NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 CHATEAU AVE, AURORA, IL 60505-1911

Mortgage

Document Number	0000045182
Date	Nov 14, 2025
Instrument	2025K045182

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2054

Interest

Rate Type	Fixed Rate
Rate	5.62%

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	KANE IL
Recording Date	Nov 19, 2025
Property Address	955 CHATEAU AVE, AURORA, IL 60505-1911
Document Number	0000046007
Instrument Date	Nov 19, 2025
Instrument	2025K046007
Record Updated	Dec 2, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Apr 17, 2024
Property Address	955 CHATEAU AVE, AURORA, IL 60505-1911
Document Number	0000012535
Instrument Date	Feb 21, 2024
Instrument	2024K012535
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 CHATEAU AVE, AURORA, IL 60505-1911

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 6, 2021
Property Address	955 CHATEAU AVE, AURORA, IL 60505-1911
Document Number	0000090530
Instrument Date	Sep 21, 2021
Instrument	2021K090530
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 CHATEAU AVE, AURORA, IL 60505-1911

Mortgage

Document Number	0000090531
Date	Dec 6, 2021
Instrument	2021K090531

Lender

Name	FIRST CENTENNIAL MORTGAGE COR

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	178 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

The 2025 property tax bill for 955 Chateau Ave was $5,293, up 6.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,293.00 (+6.46%)	$89,052 (+10.58%) Land $12,141 Building $76,911	$267,263 (+10.58%) Land $36,438 Building $230,825
2024	$4,972.00 Homeowner's exemption	$80,530 Land $11,099 Building $69,431	$241,687 Land $33,310 Building $208,376
2022	$4,586.00 (+73.65%) Homeowner's exemption	$66,368 (+7.41%) Land $9,048 Building $57,320	$199,104 (+7.41%) Land $27,144 Building $171,960
2021	$2,641.00 Homeowner's exemption	$61,790 Land $8,424 Building $53,366	$185,370 Land $25,272 Building $160,098

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 955 Chateau Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1982–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Chateau Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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