965 Capistrano Ave, Laguna Beach, CA 92651 Property Records

Orange County property record for 965 Capistrano Ave, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,959 sqft · built 1963
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$1,780,000 (Jun 2006)
Tax Bill	$22,815 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`644-424-08`

Property Details

APN / Parcel Number

Primary APN	`644-424-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft
Basement Area	1,494 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	5,000 sqft (0.115 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	965 CAPISTRANO AVE
City	LAGUNA BEACH
State	CA
Zip	92651-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR ARCH BEACH HEIGHTS BLK 10 LOT 12 ARCH BEACH HEIGHTS LOT 12 BLK 10(AND LOT 13 BLK 10
Legal Subdivision	ARCH BEACH HEIGHTS
Legal Tract	24
Legal Block	10
Legal Lot Number	12,13
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	965 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2006 · Amount on Record
Deed Sale	Jun 6, 2006 · Amount on Record
Prior Sale	Aug 21, 1996 · Amount on Record
Deed Document Number	2006380003
Last Transfer Date	Jun 12, 2020
Transfer Doc	0000280031
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	965 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345048
Date	Aug 15, 2017
Instrument	2017000345048

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 17, 2020
Property Address	965 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Document Number	0000280031
Map Reference	MB 7 PG 9&10
Instrument Date	Jun 12, 2020
Instrument	2020000280031
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	965 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711

Mortgage

Document Number	0000280033
Date	Jun 17, 2020
Instrument	2020000280033

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,509,555 (+3.23%) Land $2,289,974 Building $219,581
2025	$22,815.00 (+10.91%) Homeowner's exemption	$2,431,000 (+26.98%) Land $2,245,073 Building $185,927
2023	$20,571.00 (+2.23%) Homeowner's exemption	$1,914,418 Land $1,738,990 Building $175,428
2022	$20,123.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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