955 Capistrano Ave, Laguna Beach, CA 92651 Property Records

Orange County property record for 955 Capistrano Ave, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 4,041 sqft · built 2009
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Tax Bill	$20,083 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-424-07`

Property Details

APN / Parcel Number

Primary APN	`644-424-07`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,041 sqft Living Area
1st Floor Area	4,041 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Good
Garage Area	825 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	955 CAPISTRANO AVE
City	LAGUNA BEACH
State	CA
Zip	92651-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR ARCH BEACH HEIGHTS BLK 10 LOT 10 ARCH BEACH HEIGHTS LOT 10 BLK 10(AND LOT 11 BLK 10
Legal Subdivision	ARCH BEACH HEIGHTS
Legal Tract	24
Legal Block	10
Legal Lot Number	10,11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	62620

Owner

955 Capistrano Ave is owner-occupied and held in a trust since July 2000.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	955 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 23, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jul 3, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 20, 2000
Transfer Doc	0000396717
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	955 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711

Mortgage

Document Number	0000433888
Date	Jul 6, 2021
Instrument	2021000433888

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7%
Index	Other
Margin	3
Max Rate	7%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	955 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Document Number	0000507174
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 CAPISTRANO AVE LAGUNA BEACH CA 926513711, LAGUNA BEACH, CA 92651-3711

Mortgage

Document Number	0000507174
Date	Dec 5, 2019
Instrument	507174

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	955 CAPISTRANO AVE, LAGUNA BEACH, CA 92651-3711
Document Number	0000289617
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	955 CAPISTRANO AVE LAGUNA BEACH CA 926513711, LAGUNA BEACH, CA 92651-3711

Mortgage

Document Number	0000289617
Date	Jul 14, 2017
Instrument	289617

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.07%

Tax Assessment & Valuation

The 2025 property tax bill for 955 Capistrano Ave was $20,083 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,918,750 (+2%) Land $404,419 Building $1,514,331
2025	$20,083.00 Homeowner's exemption	$1,881,128 Land $396,489 Building $1,484,639
2023	$19,494.00 (+2.24%) Homeowner's exemption	$1,808,083 Land $381,093 Building $1,426,990
2022	$19,067.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 955 Capistrano Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 955 Capistrano Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

May also be available: T-Mobile, Verizon.

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