1. Home
  2. Georgia
  3. Fannin County
  4. Mineral Bluff
  5. Bell Rd

965 Bell Rd, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 965 Bell Rd, Mineral Bluff, GA 30559

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,376 sqft · built 2012
Lot Size2.82 acres (122,839 sqft)
Owner2 Individual Names on Record
Last Sale$1,090,000 (Aug 2026)
Tax Bill$878 (2025)
Deeds & MortgagesAug 2026 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0047 0384A

Property Details

APN / Parcel Number

Primary APN0047 0384A
Alternative APN
  • 28584

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,376 sqft Heated Area
FlooringHardwood
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Foundation TypeMasonry
Roof TypeGable
Roof MaterialMetal
Lot Area122,839 sqft (2.82 acres)
Lot Dimensions584 ft deep x 254 ft wide
TerrainRolling
PorchSlab
Porch Area1,488 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number28584
Street Address965 BELL RD
CityMINERAL BLUFF
StateGA
Zip30559-7802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal Description8-2 LL96 LT9 DB1028-110* 2.822 ACS
Legal SubdivisionCREEKMONT CROSSING
Legal BlockE
Legal Lot Number9
JurisdictionFANNIN GA
Township / Civil DivisionMINERAL BLUFF
Census Block Group2
Census Block2007
Census Tract50100

Owner

Source: Fannin County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address257 E MAIN ST, BLUE RIDGE, GA 30513-8583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Limited Warranty Deed, Transfer
Oct 24, 2017Deed of Trust, Mortgage
UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2026 · Amount on Record
Deed SaleAug 18, 2026 · Amount on Record
Deed Book / Page1718 / 34
Record UpdatedOct 29, 2026

August 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionFANNIN GA
Recording DateAug 18, 2026
Property Address965 BELL RD, MINERAL BLUFF, GA 30559-7802
Document Number1718000034
Book / Page1718 / 34
Instrument DateAug 17, 2026
Transaction TypeTransfer
Record UpdatedSep 28, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address257 E MAIN ST, BLUE RIDGE, GA 30513-8583

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN GA
Property Address965 BELL RD, MINERAL BLUFF, GA 30559-7802
Transaction TypeMortgage
Record UpdatedMay 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001228/552
DateOct 24, 2017
Book Page1228/552
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
AmountAmount Recorded
Term300 Months
DueNov 1, 2042

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFannin County
Unified School DistrictFannin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$878.00 (-67.05%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$228,620 (+21.5%) Land $14,124 Building $214,496$571,551 (+21.5%) Land $35,310 Building $536,241
2023$188,168 (-1.01%) Land $14,124 Building $174,044$470,420 (-1.01%) Land $35,310 Building $435,110
2022$2,665.00 Homeowner's exemption$190,080 Land $14,124 Building $175,956$475,199 Land $35,310 Building $439,889

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims26 (1994–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms And Tornadoes, Mar 2021 · 5 claims
  • Severe Storms And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 96% of Georgia
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable		1,000 / 50
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bell Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures