Talbot County property record for 9646 Tilghman Island Rd, McDaniel, MD 21647
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,584 sqft · built 1989 |
| Lot Size | 4.95 acres (215,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $237,000 (Jul 2016) |
| Tax Bill | $1,972 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-184002 |
| Primary APN | 05-184002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,584 sqft Total Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 215,840 sqft (4.95 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 184002 |
|---|---|
| Street Address | 9646 TILGHMAN ISLAND RD |
| City | MCDANIEL |
| State | MD |
| Zip | 21647-9702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4.955 AC N/S TILGHMAN RD NR MCDANIEL |
| Legal Subdivision | WAYNE P SCHISLER LANDS |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 5, BAY HUNDRED |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960800 |
Source: Talbot County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9646 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2016 · Amount on Record |
| Deed Sale | Jul 7, 2016 · Amount on Record |
| Prior Sale | Jul 11, 1989 · Amount on Record |
| Deed Book / Page | 2365 / 241 |
| Prior Transfer Date | Oct 31, 2014 |
| Prior Transfer Doc | 0022150500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TALBOT MD |
| Property Address | 9646 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | NOT AVAILABLE, SILK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0028690300 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 2869/300 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,972.00 (+2.55%) Homeowner's exemption | $278,133 (+7.02%) | $314,600 (+21.05%) Land $111,400 Building $203,200 |
| 2025 | $1,923.00 (+11.54%) Homeowner's exemption | $259,900 (+14.21%) Land $78,500 Building $181,400 | $259,900 (-) Land $78,500 Building $181,400 |
| 2023 | $1,724.00 Homeowner's exemption | $227,567 | $259,900 Land $78,500 Building $181,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
| Nearby Flood Claims | 41 (1979–2024) |
| Claims Outside the SFHA | 13 of 41 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 71% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Easton Velocity.
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