9638 Tilghman Island Rd, McDaniel, MD 21647 Property Records

Talbot County property record for 9638 Tilghman Island Rd, McDaniel, MD 21647 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1920
Square Footage2,042 sqft Total Area
Lot Size89,734 sqft (2.06 acres)
PoolIn-Ground Vinyl Pool
Last Sale$270,000 (2025)
Tax Bill$2,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-185033
Alternative APNs
  • 5185033
  • 185033

Interior

Full Baths2 Baths
Building Area2,042 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area89,734 sqft (2.06 acres)
Depth X Width300 ft x 300 ft Depth x Width

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area540 sqft Pool
Shed1 Shed
Shed Area864 sqft Shed
Patio Area152 sqft Patio
Porch Area152 sqft Porch

Utilities and HVAC

Heating SystemBaseboard Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number185033
Street Address9638 TILGHMAN ISLAND RD
CityMCDANIEL
StateMD
Zip21647-9702
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 300X300 N/S TILGHMAN ROAD
Legal SubdivisionWADE POINT & HADDON
JurisdictionTALBOT MD
Minor Civil Division5, BAY HUNDRED
Census Blockgroup1
Census Block1004
Census Tract960800

Owner

Source: Talbot County records · APN 05-185033

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 111, NEWCOMB, MD 21653-0111
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 02, 2025 · Amount on Record
Deed SaleJun 02, 2025 · Amount on Record
Prior SaleOct 09, 2012 · Amount on Record
Deed Book / Page3187 / 270
Transfer Doc0000000836
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTALBOT MD
Recording DateJul 23, 2026
Property Address9638 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9702
Document Number3284000001
Book / Page3284 / 1
Instrument DateJul 17, 2026
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyEASTERN TITLE, EASTERN SHORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9638 TILGHMAN ISLAND RD, MCDANIEL, MD 21647-9702

Mortgage

Document Number3284000001,
DateJul 23, 2026
Book Page3284/1
Lender
NamePINNACLE BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyTalbot County
Unified School DistrictTalbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$268,000 (-15.43%) Land $126,200 Building $141,800$268,000 (-15.43%) Land $126,200 Building $141,800
2025$2,270.00 (+10.62%)$316,900 (+11.49%) Land $108,200 Building $208,700$316,900 (-) Land $108,200 Building $208,700
2023$2,052.00 Homeowner's exemption$284,233$316,900 Land $108,200 Building $208,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 35% of the US · above 73% of Maryland
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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