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9646 Nook Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9646 Nook Rd, Clay, MI 48001

Property Summary

Property TypeCondominium
Details2 ba · 1,141 sqft · built 2004
OwnerIndividual Name on File
Last Sale$215,000 (Sep 2024)
Tax Bill$3,562 (2025)
Deeds & MortgagesJan 2018 Transfer
Flood ZoneZone X (minimal risk)
APN74-14-913-0008-000

Property Details

APN / Parcel Number

Primary APN74-14-913-0008-000

Interior

Full Baths2 Baths
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Garage Area497 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address9646 NOOK RD
CityCLAY
StateMI
Zip48001-4628
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM
Legal DescriptionUNIT 8 CLAY COMMONS CONDOMINIUMS ST CLAIR COUNTY CONDOMINIUM PLAN NO. 188 MASTER DEED RCD 11-7-03 IN LIBER 2946 PGS 586 TO
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit8
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group3
Census Block3013
Census Tract646000

Owner

9646 Nook Rd, a condominium, is owned and occupied by an individual who bought it in September 2024.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address9646 NOOK RD, CLAY, MI 48001-4628
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2024 · Amount on File
Deed SaleSep 9, 2024 · Amount on File
Prior SaleMar 4, 2015 · Amount on File
Deed Document Number202415761
Deed Book / Page5744 / 324
Prior Transfer DateJun 30, 2005
Prior Transfer Doc003377/180
Record UpdatedOct 29, 2026

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAINT CLAIR MI
Recording DateJan 22, 2018
Property Address9646 NOOK RD, CLAY, MI 48001-4628
Document Number0049090772
Book / Page004909 / 000772
Instrument DateDec 5, 2017
Transaction TypeTransfer
Record UpdatedFeb 16, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address9646 NOOK RD CLAY MI 480014628, CLAY, MI 48001-4628

Tax Assessment & Valuation

The 2025 property tax bill for 9646 Nook Rd was $3,562 with a homeowner's exemption, up 67.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,800 (+4.51%)$217,600
2025$3,562.00 (+67.86%) Homeowner's exemption$104,100
2024$2,122.00$208,200
2023$91,700
2022$1,959.00$183,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9646 Nook Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1985–1995)
Claims Outside the SFHA10 of 12
Most Recent ClaimAug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9646 Nook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY TOWNSHIP
serves 9,866 people · EPA ID MI0001450
Water SourcePurchased surface water from CITY OF ALGONAC
Last State InspectionMay 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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