9642 Nook Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9642 Nook Rd, Clay, MI 48001

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,141 sqft · built 2004
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2026)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-14-913-0007-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-913-0007-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,141 sqft Living Area
1st Floor Area	1,141 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Garage Area	497 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9642 NOOK RD
City	CLAY
State	MI
Zip	48001-4628
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM
Legal Description	UNIT 7 CLAY COMMONS CONDOMINIUMS ST CLAIR COUNTY CONDOMINIUM PLAN NO. 188 MASTER DEED RCD 11-7-03 IN LIBER 2946 PGS 586 TO
Legal Subdivision	ST CLAIR COUNTY CONDOMINIUM
Legal Unit	7
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3013
Census Tract	646000

Owner

9642 Nook Rd, a condominium, is owned and occupied by two individuals who bought it in April 2026.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9642 NOOK RD, CLAY, MI 48001-4628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK
Apr 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	May 18, 2005 · Amount on File
Deed Document Number	20268717
Deed Book / Page	5919 / 70
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0000008715
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 29, 2026
Property Address	9642 NOOK RD, CLAY, MI 48001-4628
Document Number	0000008717
Book / Page	5919 / 70
Instrument Date	Apr 15, 2026
Instrument	2026.8717
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$181,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9642 NOOK RD, CLAY, MI 48001-4628

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 20, 2026
Property Address	9642 NOOK RD, CLAY, MI 48001-4628
Document Number	0000008199
Book / Page	5916 / 949
Instrument Date	Apr 15, 2026
Instrument	20268199
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	GREATER MACOMB TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	28961 JOAN ST, SAINT CLAIR SHORES, MI 48081-1035

Mortgage

Document Number	0000008199,
Date	Apr 20, 2026
Book Page	5916/949
Instrument	20268199

Lender

Name	SUNFLOWER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 29, 2026
Property Address	9642 NOOK RD, CLAY, MI 48001-4628
Document Number	0000591970
Book / Page	5919 / 70
Instrument Date	Apr 15, 2026
Instrument	20268717
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$181,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9642 NOOK RD, CLAY, MI 48001-4628

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 29, 2026
Property Address	9642 NOOK RD, CLAY, MI 48001-4628
Document Number	0000008716
Book / Page	5919 / 68
Instrument Date	Aug 13, 2015
Instrument	20268716
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	9642 NOOK RD, CLAY, MI 48001-4628

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 29, 2026
Property Address	9642 NOOK RD, CLAY, MI 48001-4628
Document Number	0000008715
Book / Page	5919 / 66
Instrument Date	Aug 13, 2015
Instrument	20268715
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	9642 NOOK RD, CLAY, MI 48001-4628

Tax Assessment & Valuation

The 2025 property tax bill for 9642 Nook Rd was $1,895 with a homeowner's exemption, up 2.2% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,100 (+4.53%)	$212,200
2025	$1,895.00 (+2.21%) Homeowner's exemption	$101,500
2024	$1,854.00		$203,000
2023		$89,400
2022	$1,713.00		$178,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9642 Nook Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9642 Nook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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