9646 109th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 9646 109th Ave, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,541 sqft · built 2001
Lot Size	4.08 acres (177,932 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Apr 2020)
Tax Bill	$3,776 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-682-0070`

Property Details

APN / Parcel Number

Primary APN	`01-682-0070`

Interior

Building Area	1,541 sqft Living Area
Basement Area	1,225 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	177,932 sqft (4.08 acres)
Garage Type	Mixed
Garage Area	1,506 sqft
Parking Spaces	5 Parking Spaces
Deck Area	144 sqft

Location & Zoning

Street Address	9646 109TH AVE
City	MILACA
State	MN
Zip	56353-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	26
Legal Township	37
Legal Section	19
Legal Subdivision	PINE RIDGE
Legal Block	3
Legal Lot Number	1
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2054
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 01-682-0070

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9646 109TH AVE, MILACA, MN 56353-4194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVISION CAPITAL INC
Feb 02, 2018	Deed of Trust, Mortgage · Conventional Mortgage EAGLE HOME MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	May 20, 2014 · Amount on Record
Deed Document Number	2020416649
Prior Transfer Date	Apr 29, 2014
Prior Transfer Doc	A385058
Record Updated	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 15, 2020
Property Address	9646 109TH AVE, MILACA, MN 56353-4194
Document Number	A416649
Instrument Date	Mar 31, 2020
Instrument	A416649
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9646 109TH AVE, MILACA, MN 56353-4194

Mortgage

Document Number	A416650
Date	Apr 15, 2020
Instrument	A416650

Lender

Name	ENVISION CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9646 109TH AVE, MILACA, MN 56353-4194
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A404758
Date	Feb 02, 2018
Instrument	A404758

Lender

Name	EAGLE HOME MORTGAGE CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,776.00 (-7.9%)
2025	$4,100.00 (-1.73%) Homeowner's exemption	$360,900 (-9.46%) Land $54,400 Building $306,500	$360,900 (-9.46%) Land $54,400 Building $306,500
2023	$4,172.00	$398,600 Land $50,400 Building $348,200	$398,600 Land $50,400 Building $348,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270951704002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001, rainfall accumulation, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Moderate above 44% of the US · above 73% of Minnesota
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Frontier	DSL	10 / 1

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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