9617 109th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 9617 109th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,664 sqft · built 2003
Lot Size	3.44 acres (150,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,500 (Sep 2022)
Tax Bill	$3,032 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-682-0060`

Property Details

APN / Parcel Number

Primary APN	`01-682-0060`

Interior

Building Area	1,664 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	150,026 sqft (3.44 acres)
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	196 sqft
Shed	1 Shed
Shed Area	64 sqft

Location & Zoning

Street Address	9617 109TH AVE
City	MILACA
State	MN
Zip	56353-4194
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	26
Legal Township	37
Legal Section	19
Legal Subdivision	PINE RIDGE
Legal Block	2
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	BOGUS BROOK
Census Block Group	2
Census Block	2054
Census Tract	170400

Owner

Source: Mille Lacs County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9617 109TH AVE, MILACA, MN 56353-4194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jul 15, 2019	Warranty Deed, Transfer · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	2022433293
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Sep 28, 2022
Property Address	9617 109TH AVE, MILACA, MN 56353-4194
Document Number	000A433293
Instrument Date	Aug 29, 2022
Instrument	A433293
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$932.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9617 109TH AVE, MILACA, MN 56353-4194

Mortgage

Document Number	000A433294
Date	Sep 28, 2022
Instrument	A433294

Lender

Name	BROKERS SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 7, 2019
Property Address	9617 109TH AVE, MILACA, MN 56353-4194
Document Number	000A414170
Instrument Date	Oct 24, 2019
Instrument	A414170
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	LENDERSERV NATIONAL TITLE, LENDERSERV NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9617 109TH AVE, MILACA, MN 56353-4194

Mortgage

Document Number	000A414171
Date	Nov 7, 2019
Instrument	A414171

Lender

Name	BELL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 15, 2019
Property Address	9617 109TH AVE, MILACA, MN 56353-4194
Document Number	000A412200
Instrument Date	Jul 2, 2019
Instrument	A412200
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7031 20TH ST NE, BUFFALO, MN 55313-9006

Mortgage

Document Number	000A412201
Date	Jul 15, 2019
Instrument	A412201

Lender

Name	RECOVCO MORTGAGE MANAGEMENT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.21%

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Bogus Brook Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,032.00 (-9%)
2025		$297,100 (-7.01%) Land $57,800 Building $239,300	$297,100 (-7.01%) Land $57,800 Building $239,300
2023	$3,332.00	$319,500 Land $48,900 Building $270,600	$319,500 Land $48,900 Building $270,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 73% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	10 / 1

May also be available: AT&T.

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