Brevard County property record for 964 Tavernier Cir NE, Palm Bay, FL 32905
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,792 sqft · built 2006 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2020) |
| Tax Bill | $5,651 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-37-29-26-*-42 |
| Primary APN | 28-37-29-26-*-42 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,792 sqft Living Area |
| Gross Area | 3,396 sqft |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 423 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 181 sqft |
| Deck Area | 758 sqft |
| Patio Area | 29 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2861398 |
|---|---|
| Street Address | 964 TAVERNIER CIR NE |
| City | PALM BAY |
| State | FL |
| Zip | 32905-6350 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM15 |
| Legal Description | RIVIERA KEY LOT 42 |
| Legal Range | 37E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | RIVIERA KEY |
| Legal Lot Number | 42 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | PALM BAY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 65131 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CU |
| May 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Nov 17, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2020 · Amount on Record |
| Deed Sale | Aug 27, 2020 · Amount on Record |
| Prior Sale | Jan 9, 2015 · Amount on Record |
| Deed Document Number | 2020185786 |
| Deed Book / Page | 8838 / 870 |
| Prior Transfer Date | Jul 11, 2013 |
| Prior Transfer Doc | 0069230027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Document Number | 0100021503 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 10002/1503 |
| Instrument | 2024040910 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Feb 27, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Title Company | SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Document Number | 0091111802 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 9111/1802 |
| Instrument | 2021115935 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 27, 2020 |
| Property Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Document Number | 0088380870 |
| Book / Page | 8838 / 870 |
| Map Reference | MB 51 PG 27 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 2020185786 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Title Company | STATE TITLE PARTNERS LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8425 ROSEMONT CIR, 8425, ALEXANDRIA, VA 22309-1713 |
| Name | Verified Name |
|---|---|
| Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Document Number | 8838871 |
|---|---|
| Date | Aug 27, 2020 |
| Instrument | 8838/871 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Nov 17, 2017 |
| Property Address | 964 TAVERNIER CIR NE, PALM BAY, FL 32905-6350 |
| Document Number | 0080292001 |
| Book / Page | 008029 / 002001 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 239847 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1115 PALM PLACE DR NE PALM BAY FL 329053906, PALM BAY, FL 32905-3906 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Palm Bay City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,570 (+2.7%) | $401,730 (-1.44%) | |
| 2025 | $5,651.00 (+36.1%) Homeowner's exemption | $349,150 (+36.26%) | $407,580 (+18.41%) |
| 2024 | $4,152.00 (+2.17%) | ||
| 2023 | $4,064.00 (+3.3%) Homeowner's exemption | $256,240 (+3%) | $344,220 (+12.42%) Land $50,000 Building $294,220 |
| 2022 | $3,934.00 Homeowner's exemption | $248,780 | $306,180 Land $40,000 Building $266,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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