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948 Tavernier Cir NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 948 Tavernier Cir NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,059 sqft · built 2005
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$359,000 (Jun 2023)
Tax Bill$5,074 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-29-26-*-38

Property Details

APN / Parcel Number

Primary APN28-37-29-26-*-38
Alternative APNs
  • 28-37-29-26-00000.0-0038.00
  • 2861394

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,059 sqft Living Area
Gross Area2,758 sqft
1st Floor Area2,059 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)
Lot Width50 ft Width
Garage TypeAttached
Garage Area450 sqft
PorchFinished/Open Porch
Porch Area249 sqft
Deck Area751 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2861394
Street Address948 TAVERNIER CIR NE
CityPALM BAY
StateFL
Zip32905-6350
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM15
Legal DescriptionRIVIERA KEY LOT 38
Legal Range37E
Legal Township28S
Legal Section29
Legal SubdivisionRIVIERA KEY
Legal Lot Number38
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group3
Census Block3001
Census Tract65131

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address948 TAVERNIER CIR NE, PALM BAY, FL 32905-6350
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2023 · Amount on Record
Deed SaleJun 14, 2023 · Amount on Record
Prior SaleOct 22, 2004 · Amount on Record
Deed Document Number2023123866
Deed Book / Page9813 / 1262
Record UpdatedSep 20, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 14, 2023
Property Address948 TAVERNIER CIR NE, PALM BAY, FL 32905-6350
Document Number0098131262
Book / Page9813 / 1262
Map ReferenceMB 51 PG 27
Instrument DateJun 9, 2023
Instrument2023123866
Transaction TypeTransfer
Record UpdatedJun 27, 2023
Title CompanyISLAND T&E AGCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6410 SAND LAKE SOUND RD UNIT 201, 201, ORLANDO, FL 32819-7466

Transferred To (Grantee/Buyer)

NameVerified Name
Address948 TAVERNIER CIR NE, PALM BAY, FL 32905-6350

Mortgage

Document Number0098131264
DateJun 14, 2023
Instrument9813/1264
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0098131280
DateJun 14, 2023
Book Page9813/1280
Instrument2023123868
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressORANGE, CA 92868
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2038

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$312,450 (-1.51%)$312,450 (-1.51%)
2025$5,074.00 (-10.32%) Homeowner's exemption$317,230 (-5.21%) Land $55,000 Building $262,230$317,230 (-5.21%) Land $55,000 Building $262,230
2023$5,658.00 (+9.46%)$334,650 (+8.86%) Land $55,000 Building $279,650$334,650 (+8.86%) Land $55,000 Building $279,650
2022$5,169.00$307,420 Land $44,000 Building $263,420$307,420 Land $44,000 Building $263,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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