964 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 964 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage2,430 sqft Living Area
Lot Size13,024 sqft (0.299 acres)
Pool336 sqft
OccupancyOwner Occupied
Last Sale$450,000 (2014)
Tax Bill$6,503.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF02-1320

Interior

Full Baths2 Baths
Building Area2,430 sqft Living Area
Gross Area3,719 sqft Gross Area
1st Floor2,430 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2013
Exterior MaterialConcrete Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,024 sqft (0.299 acres)
DrivewayDriveway Concrete
Driveway Area400 sqft Driveway
Pool Area336 sqft Pool
Patio Area240 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address964 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1488
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 2 LOT 132 OR 1428 PG 172 OR 2040/1110 OR 2243/1690- MORGAN TRUST
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Block2AF0
Legal Lot Number132
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3007
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1320

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address964 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 28, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2014 · Amount on Record
Deed SaleDec 22, 2014 · Amount on Record
Prior SaleDec 26, 2013 · Amount on Record
Deed Doc Number201438630
Deed Book / Page2040 / 1110
Last Transfer DateNov 27, 2017
Transfer Doc0022431690
Record RefreshedJun 08, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address964 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022441719
DateDec 04, 2017
Book Page2244/1719
Instrument2017042125
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueNov 22, 2057

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateNov 28, 2017
Property Address964 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Document Number0022431690
Book / Page002243 / 001690
Instrument DateNov 27, 2017
Instrument41464
Transaction TypeTransfer
Record UpdatedDec 12, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address964 STONE LAKE DR ORMOND BEACH FL 321741488, ORMOND BEACH, FL 32174-1488

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,953.00 (-23.84%) Homeowner's exemption$392,659 (+5.99%)$542,865 (+7.07%) Land $82,000 Building $460,865
2024$6,503.00 (+1.83%)
2023$6,386.00 (+5.52%) Homeowner's exemption$370,479 (+3%)$507,038 (+3.95%) Land $82,000 Building $425,038
2022$6,052.00 Homeowner's exemption$359,688$487,794 Land $82,000 Building $405,794

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 485 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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